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PayPal: Pay in 3 reviews

4.93
Based on 35,082 reviews, last reviewed 19th Apr 2026
1200900% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
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1%
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Latest highest rating:

5

Pay in 3 easy to manage Managed to have large purchases online for fights & concerts tickets, beauty products and others via Pay in 3. Reviewed on: 19th April 2026
Delboy's avatar
Delboy

Latest lowest rating:

1

No support available during disputes The whole point of paying via PayPal is for you to step in during disputes, but what’s the point if you don’t have have a a fair process for your cust... Read more Reviewed on: 19th April 2026
Kera's avatar
Kera

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (35082)

A very good service the pay pal 3 in one and 4 month...

5
A very good service the pay pal 3 in one and 4 months 0% credit options are very convenient to buy things and settle the amount of credit. This is very helpful full to purchase things if we don’t have cash in hand. Reviewed on: 10th June 2024

Hassle free transactions

5
It has been very easy experience and easy way to split payments into smaller amounts. Reviewed on: 10th June 2024

Highly recommend PayPal!

5
I have been using PayPal for over 10 years and they have been amazing. If vendors offer PayPal as a payment options it is the only one I use, it is fast and safe, I feel protected. It is also a great way to send money to people such as businesses and friends and family. Reviewed on: 10th June 2024

Helps out when making purchases as I can spread cost...

5
Helps out when making purchases as I can spread cost and also clear balance quickly. I prefer this to using credit cards Reviewed on: 10th June 2024

It makes buying essentials less daunting.

5
It makes buying essentials less daunting. You’ll get a month when everything seems to run out, or your favourite item of clothing breaks - PayPal pay in 3 just makes it easier. Reviewed on: 10th June 2024

Use regularly feels safe and is convenient

5
Use regularly feels safe and is convenient Reviewed on: 10th June 2024

Pay in 3 has been helpful for spreading costs.

5
Pay in 3 has been helpful for spreading costs. Reviewed on: 10th June 2024

As a buyer my experience has always been great

5
As a buyer my experience has always been great, love that I can pay off earlier if I can afford to, tho I do wish it was pay in 4, and that it counted towards my credit score but without the service there's little hope for me to be able to afford the critical life items of late. Reviewed on: 10th June 2024

Straightforward banking

5
They are understanding and straightforward and ultimately I trust them to process my payments and give me flexible options. Reviewed on: 10th June 2024

Excellent very good and easy service to use

5
Excellent very good and easy service to use Reviewed on: 10th June 2024

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