Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 35,287 reviews, last reviewed 19th Apr 2026
1220200% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal never fails to deliver, in my opinion. PayPal is a peace of mind means of making payments any day, anytime. I’ve been using PP for God knows how long, and it’s going to relent in like that. Reviewed on: 19th April 2026
Betyluv Eze's avatar
Betyluv Eze

Latest lowest rating:

2

One minute I get pay in 3 then I don’t. One minute I get pay in 3 then I don’t. Reviewed on: 19th April 2026
Jimmy A's avatar
Jimmy A

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (35287)

A safe and simple way tosend and receive money.

5
Such a safe simple platform to send and receive money. With options to pay in 3 and spread out the costs. Reviewed on: 10th June 2024

Excellent to spread costs and make payments affordable.

5
Excellent to spread costs and make payments affordable. Reviewed on: 10th June 2024

Pay in 3 Review

5
I recently completed a purchase with Pay in 3, and I am pleased with how smoothly the process went. Here are my thoughts on the experience: Convenience: The Pay in 3 payment plan was incredibly convenient. Spreading the cost over three payments made it much easier to manage my budget without feeling overwhelmed by a large one-time expense. Clarity: The terms of the payment plan were clearly outlined from the start. I appreciated the transparency regarding the payment schedule, due dates, and any associated fees. This clarity helped me plan accordingly and avoid any surprises. Communication: Throughout the process, the company provided timely reminders and updates. These reminders were helpful in ensuring I made my payments on time and stayed on track. Flexibility: The payment plan offered a good balance between flexibility and structure. I felt supported by the company and appreciated their willingness to accommodate my needs. Overall Satisfaction: Completing the Pay in 3 payment plan was a stress-free experience. It provided the financial flexibility I needed, and I would definitely consider using a similar plan for future purchases. Overall, I am very satisfied with how the Pay in 3 payment plan worked out. It made a significant purchase more manageable and was handled professionally throughout the process. Reviewed on: 10th June 2024

Love paypal have been a customer for many years now...

5
Love paypal have been a customer for many years now and never had an issue with it Reviewed on: 10th June 2024

Always top notch,sorts problems straight away

5
Always top notch,sorts problems straight away Reviewed on: 10th June 2024

Great option for making payments

5
Wanted to buy something but it was too expensive to pay at once . Buy paying in 3 installement it made my monthly bills flow swiftly. Reviewed on: 10th June 2024

I use it regularly to spread the cost of payments

5
I use it regularly to spread the cost of payments Reviewed on: 10th June 2024

Allows to spread costs easily, if available

4
Allows to spread costs easily, if available Reviewed on: 10th June 2024

Highly recommend pay in 3

5
Pay in 3 option makes buying more affordable and so quick and easy Reviewed on: 10th June 2024

Highly recommend.

5
Convenient, quick and easy to set up :) Quality customer service, easy to navigate. Reviewed on: 10th June 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review