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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (95814 reviews)

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4.76

Based on 95,358 reviews, last reviewed 9th Jul 2026

506% increase in 5 star reviews

in the past 90 days

458% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

So easy with peace of mind for secure payment So easy with peace of mind knowing it is secure Reviewed on: 9th July 2026

Latest lowest rating:

2

The "Pay in 3" isn't useful. The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's a... Read more Reviewed on: 9th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (95835)

Very easy to use always feel safe and always refund...

Very easy to use always feel safe and always refund money straight away Reviewed on: 21st June 2026

I love pay in 3 and have now used it multiple times,...

I love pay in 3 and have now used it multiple times, usually for items around £50 -70 which I find is a comfortable amount to split and after making one payment, still have 2 months for the balance, better than a credit card., really like the convenience Reviewed on: 21st June 2026

As a pensioner the pay in 3 .

As a pensioner the pay in 3 allows me the opportunity to purchase items I wouldn't normally buy. Reviewed on: 21st June 2026

Amazing service!

Amazing service!!!!could not fault it! Reviewed on: 21st June 2026

Sometimes when you need a little helping hand..

Sometimes when you need a little helping hand financially, PayPal is always on hand to give you that. Peace of mind is what I always think when I use PayPal Reviewed on: 21st June 2026

Easy and secure

I just find it very easy to use and feel absolutely secure using it Reviewed on: 21st June 2026

PayPal is a safe easy to use product

PayPal is a safe easy to use product Reviewed on: 21st June 2026

I find PayPal easy to use.

I find PayPal easy to use. Clear processes. Great support, informative content clear to understand Reviewed on: 21st June 2026

Very Happy Customer!!

I’ve used pay in 3 for several purchases and have all run really smoothly. You get confirmation and reminders that money will be coming out of your account on a particular day. I have also had to return items when I have used pay in 3 and it ‘s refunded really easily. I also recently had an experience of a seller refunding something I purchased and it failed - i had clear instructions from PayPal how to resolve it with all the info I needed and was resolved without any problem. Me and my family always take advantage of the pay in 3 it’s such a great way of buying things without having too save and not paying any interest. Thank you for an amazing service!! Reviewed on: 21st June 2026

Pay in 3 is an invaluable service.

Pay in 3 is an invaluable service. It means I can spread the cost of purchases so there isn’t a huge dent made in my account. Reviewed on: 21st June 2026

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