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PayPal: Pay in 3 reviews

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4.93
Based on 33,186 reviews, last reviewed 13th Apr 2026
1022800% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

Easy and painless process to apply for PayPal Pay in 3 Very easy and painless process to apply for the pay in 3 option and so long as you set up a direct debit or diarise your repayments there is no intere... Read more Reviewed on: 13th April 2026
AndyBot's avatar
AndyBot

Latest lowest rating:

1

I attempted to do a pay in three and was declined,no... I attempted to do a pay in three and was declined,no reason for this an I contacted the credit agency said the desiion was PayPal ,I think my credit c... Read more Reviewed on: 13th April 2026
Mike J's avatar
Mike J
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (33186)

Spot on service

5
Love the service. I wish that pay in three would be even more often offered by other online stores where paypal payments are available. Reviewed on: 6th June 2024
Istvan K's avatar
Istvan K

Safe and easy to use

5
Never really had many problems in all honesty, I've had my account s number of years Reviewed on: 6th June 2024
N Taylor 's avatar
N Taylor

I’ve used PayPal for years and have never had a sing...

5
I’ve used PayPal for years and have never had a single issue. We love you! Reviewed on: 6th June 2024
Hollie H's avatar
Hollie H

As always PayPal is one of the best accessories to o...

4
As always PayPal is one of the best accessories to online shopping. Pay in 3 has been extremely helpful for both necessary and leisurely purchases. It is easy to understand and use with vendors that support it. The ability to fully pay the sum before the three payments are up is also helpful when looking at your future money choices. Reviewed on: 6th June 2024
Victoria L's avatar
Victoria L

Pay in 3 is a good way of spreading the cost interes...

5
Pay in 3 is a good way of spreading the cost interest free from a trusted source. Refunds are dealt with quickly and reminders of payment sent. Reviewed on: 6th June 2024
Charmaine 's avatar
Charmaine

Great way for paying and spreading cost

5
Great way for paying and spreading cost Reviewed on: 6th June 2024
Beverley 's avatar
Beverley

great and easy !

5
offers are great help when looking at larger purchases, really easy to review and look at on the app Reviewed on: 6th June 2024
T H's avatar
T H

It's a lifesaver

5
It helps me to make things more affordable, and extremely helps me to stretch my budget further. In times like this it's so important. Reviewed on: 6th June 2024
Paulo M's avatar
Paulo M

It’s great way to spread cost in hard time

5
It’s great way to spread cost in hard time Reviewed on: 6th June 2024
Dizz's avatar
Dizz

Pay in three has helped me manage my money

5
Pay in three helps me afford things that I need. I can pay everything off easily and makes money management a lot easier. Pay in three has helped me manage my money and build a good credit score. Reviewed on: 6th June 2024
Paris F's avatar
Paris F

Review PayPal: Pay in 3 now

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