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PayPal: Pay in 3 reviews

4.93
Based on 33,193 reviews, last reviewed 13th Apr 2026
1023500% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
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1%
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Latest highest rating:

5

Why I love the convenience of PayPal pay in 3 I love the convenience of PayPal pay in 3; it makes those slightly larger purchases more affordable by being able to spread the cost over 3 months. Ma... Read more Reviewed on: 13th April 2026
Laura Brookes's avatar
Laura Brookes

Latest lowest rating:

1

I attempted to do a pay in three and was declined,no... I attempted to do a pay in three and was declined,no reason for this an I contacted the credit agency said the desiion was PayPal ,I think my credit c... Read more Reviewed on: 13th April 2026
Mike J's avatar
Mike J

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (33193)

I use PayPal for any payment I can as I feel money i...

5
I use PayPal for any payment I can as I feel money is safe with PayPal and pay in 3 makes it even better Reviewed on: 6th June 2024

I love the pay in 3 option.

5
I love the pay in 3 option. It makes it so much easier to purchase the more expensive products Reviewed on: 6th June 2024

Easy and quick to set up and use, makes spending a l...

5
Easy and quick to set up and use, makes spending a lot easier especially with bigger purchases. Reviewed on: 6th June 2024

Great service, recommend to everyone

5
Great service, recommend to everyone Reviewed on: 6th June 2024

Easy to use and free credit options

5
Easy to use and free credit options Reviewed on: 6th June 2024

Really helped me out of a difficult situation

5
Really helped me out of a difficult situation so it is a great feature. It was very simple to use and was able to spread out payments over 3 months interest free. Recommend it for anyone that needs to spread costs. Reviewed on: 6th June 2024

Never really had a major problem very helpful

4
Never really had a major problem very helpful Reviewed on: 6th June 2024

Love using PayPal

5
It's very easy and convenient, makes spying online ready and secure especially if you you are using a site that is new Reviewed on: 6th June 2024

Makes life easier while paying for living

5
Makes life easier while paying for living Reviewed on: 6th June 2024

Paypal is very quick with their work and I also love...

5
Paypal is very quick with their work and I also love how convenient the pay in 3 is from paypal. It was very useful for big purchases :) Reviewed on: 6th June 2024

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