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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (94602 reviews)

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4.76

Based on 94,469 reviews, last reviewed 8th Jul 2026

504% increase in 5 star reviews

in the past 90 days

494% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (94613)

I use paypal for lots of transactions it is a safe a...

I use paypal for lots of transactions it is a safe a secure way of paying. I like the flexibility of pay in 3 option, as it allows you to budget for bigger or unexpected purchases. Reviewed on: 5th June 2024

It's such a helpful mechanism during times of high i...

It's such a helpful mechanism during times of high inflation and a squeeze on personal cashflow. It aids the economy too, as it facilitates purchases today that may otherwise not complete or otherwise delayed. Reviewed on: 5th June 2024

Spread the budget

Paying in three instalments helps spread the cost and makes it more likely to allow me to buy items Reviewed on: 5th June 2024

GOOD WAY OF HELPING THE CUSTOMERS

GOOD WAY OF HELPING THE CUSTOMERS Reviewed on: 5th June 2024

good service able to pay for stuff in time overall I...

good service able to pay for stuff in time overall I'm happy with the pay in 3 option there offer here Reviewed on: 5th June 2024

I have used pay in 3 for larger purchases and it is...

I have used pay in 3 for larger purchases and it is a convenient, interest free way to spread the cost. I always use pay in 3 to buy Christmas gifts and larger purchases for my home. Its great as PayPal is accepted on so many sites. Reviewed on: 5th June 2024

Always easy to use

Always easy to use - accepted everywhere I shop, they split pay in 3 is a great tool to keep my credit under control. Reviewed on: 5th June 2024

I love PayPal they are a great company and the pay i...

I love PayPal they are a great company and the pay in 3 feature is amazing. Reviewed on: 5th June 2024

Never had any issues and find it a quick and easy me...

Never had any issues and find it a quick and easy method to make a receive payments Reviewed on: 5th June 2024

Fantastic

Easy to use, very useful. Used on many occasions to ease cash flow. Would recommend the responsive communication from PayPal at regular intervals! Reviewed on: 5th June 2024

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