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PayPal: Pay in 3 reviews

4.76
Based on 94,469 reviews, last reviewed 8th Jul 2026
504% increase in 5 star reviews
in the past 90 days
494% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026
Thomas M's avatar
Thomas M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (94613)

I love PayPal!!!!

5
I love PayPal it makes buying the things I need much easier because of the pay in 3. Reviewed on: 5th June 2024

Easy interest free payments.

5
Easy interest free payments. Lots of reminders & prompts to avoid late fees. Reviewed on: 5th June 2024

The Pay in 3 is exceptionally useful and straightfor...

5
The Pay in 3 is exceptionally useful and straightforward. I have use is frequently and never had any issues. Reviewed on: 5th June 2024

It is very helpful when needed I’m very satisfied

5
It is very helpful when needed I’m very satisfied Reviewed on: 5th June 2024

Absolutely wonderful very easy to use

5
Absolutely wonderful very easy to use Reviewed on: 5th June 2024

Really good service, never had any issues, I trust P...

5
Really good service, never had any issues, I trust PayPal 100% Reviewed on: 5th June 2024

Always been fair on the phone and my only issue is t...

5
Always been fair on the phone and my only issue is the interest rate and how the money is paid off amongst the various outgoings. It’s a vital service though when you need it and try and pay off as much as possible when you can! Reviewed on: 5th June 2024

Paypal Pay in 3 is great

5
I use Paypal Pay in 3 all the time. It helps me spread the cost of purchases without having to pay any extra charges. It's super easy to use and convenient. Reviewed on: 5th June 2024

So easy to use and I feel safe making purchases with...

5
So easy to use and I feel safe making purchases with PayPal Reviewed on: 5th June 2024

Quick & simple.

5
Quick & simple. It’s really quick to apply and make orders online to spread the cost Reviewed on: 5th June 2024

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