Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 94,469 reviews, last reviewed 8th Jul 2026
504% increase in 5 star reviews
in the past 90 days
494% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026
Thomas M's avatar
Thomas M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (94613)

Quick, transparent, and easy to use

5
I love how seamlessly PayPal's Pay in 3 is integrated into the checkout process without any lengthy application forms. The payment schedule is completely transparent with no hidden fees, and the helpful app reminders make managing my budget incredibly easy. While I wish a few more retailers offered it, it is a fantastic, interest-free alternative to traditional credit cards. Reviewed on: 18th June 2026

Everytime I made a shoping and paid through PayPal a...

5
Everytime I made a shoping and paid through PayPal all went rapidly and safe. Definitly I will recomand to all my frieds and family to use your services. Reviewed on: 18th June 2026

Don’t really know what i would so without paypal.

5
Don’t really know what i would so without paypal. Seriously. Reviewed on: 18th June 2026

Convenient & reliable

5
It’s a very convenient way to pay and the pay in 3 always comes in handy Reviewed on: 18th June 2026

Been with PayPal since I was 18, I'm now 40.

5
Been with PayPal since I was 18, I'm now 40 and 99% of my online transactions are done with PayPal, if I cannot use PayPal as a form of payment, I sometimes avoid the merchant. Reviewed on: 18th June 2026

Easy to use.

5
Easy to use. Spreads payments over a short period which works for me. You can make payments earlier if finances allow. Reviewed on: 18th June 2026

Excellent trustworthy helpful honest

5
Excellent trustworthy helpful honest Reviewed on: 18th June 2026

Payment in 3 is my most favourite easy and reliable...

5
Payment in 3 is my most favourite easy and reliable not only to sent and receive money but as also now as bank account. I will highly recommend. Reviewed on: 18th June 2026

It helps me a lot in moments when I need it most.

5
It helps me a lot in moments when I need it most. Reviewed on: 18th June 2026

Great company

5
Just great service , and so easy to pay in 3 interest free installments or 4 interest free payments for larger purchases Reviewed on: 18th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 171750 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3835 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 119 reviews
    PayPal
    View all products