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PayPal: Pay in 3 reviews

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4.93
Based on 33,196 reviews, last reviewed 14th Apr 2026
1023800% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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1%
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0%
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0%

Latest highest rating:

5

PayPal pay in three Pay in three is a great help. I have been with PayPal for a good few years and feel reassured purchasing goods through them. Reviewed on: 14th April 2026
Susan Jones's avatar
Susan Jones

Latest lowest rating:

1

I attempted to do a pay in three and was declined,no... I attempted to do a pay in three and was declined,no reason for this an I contacted the credit agency said the desiion was PayPal ,I think my credit c... Read more Reviewed on: 13th April 2026
Mike J's avatar
Mike J
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (33197)

Amazing!!

5
I use it with most online purchases especially the pay in 3 and it’s so convenient! Helps me save money too and split my payments more when I know I’ll have more income coming in. Refunds are also easily processed when needed, very quick Reviewed on: 7th June 2024
Soph 's avatar
Soph

More affordable payments

4
It is a great way of breaking down larger expenses into more affordable payments. I am now able to purchase items easier by spreading the cost into 3 payments. I like this option because I have been able to buy things that I didn't necessarily have all the money for at that time interest free. Reviewed on: 7th June 2024
Jabba's avatar
Jabba

Nice one

5
My experience with PayPal is very good,and Am very happy to use PayPal. Reviewed on: 7th June 2024
Blaise Kabishi 's avatar
Blaise Kabishi

I have had a such good experience with PayPal as the...

5
I have had a such good experience with PayPal as the pay in 3 helped me alot regarding my holiday planning and I felt financially in control. Thanks. Reviewed on: 7th June 2024
Sajaad H's avatar
Sajaad H

Pay un 3

5
Very efficient easy to use simple to understand Reviewed on: 7th June 2024
James A's avatar
James A

Pay in 3 has been very Helpful

5
Pay in 3 has been really helpful for me to be able to purchase and afford some expensive items without feeling the strain of it and breaking the bank. Reviewed on: 7th June 2024
Beccaah 's avatar
Beccaah

It's quick and simple to use.

5
It's quick and simple to use. Highly recommend Reviewed on: 7th June 2024
Anna B's avatar
Anna B

A great service!

5
A very handy and useful tool for splitting the cost of items. Easy to use and easy to pay back before the 3 is up. Reviewed on: 7th June 2024
Rich J's avatar
Rich J

Stress-free purchases

5
Used it numerous times, makes purchases of all entities stress-free Reviewed on: 7th June 2024
Pepis's avatar
Pepis

Absolutely love pay in 3 for large purchases interes...

5
Absolutely love pay in 3 for large purchases interest free! Use this service all the time Reviewed on: 7th June 2024
Jan l's avatar
Jan l

Review PayPal: Pay in 3 now

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