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PayPal: Pay in 3 reviews

4.76
Based on 80,012 reviews, last reviewed 5th Jul 2026
1809% increase in 5 star reviews
in the past 90 days
1286% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Can trust PayPal Trust PayPal with online transactions Reviewed on: 5th July 2026
andrea h's avatar
andrea h

Latest lowest rating:

1

Pay regularly usually before payment due then after... Pay regularly usually before payment due then after a year stop the facility. Reviewed on: 5th July 2026
Blackpool's avatar
Blackpool

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (80012)

I don’t like that it says you can use pay in 3 then...

3
I don’t like that it says you can use pay in 3 then not allowed. Especially when I have paid it each time. Reviewed on: 8th June 2026

When something goes wrong ie a item.

5
When something goes wrong ie a item.doesnt arrive even though its been paid for Paypal soon sorts it out without without all the hassle no hassle no stress highly recomend and if you want to send money again no problem makes it so easy Reviewed on: 8th June 2026

I often use the pay in 3 service

4
I often use the pay in 3 service to allow me to split larger payments into manageable amounts. It is very easy to use and straight forward. Information such as dates are displayed clearly so you know exactly when money is due to be paid out. Reviewed on: 8th June 2026

Helps me spread the cost for things I need

5
Helps me spread the cost for things I need Reviewed on: 8th June 2026

Paypal retrospective review

5
Was expecting long delays and being put on hold on the phone but it was quick and smooth and my problem sorted out effciently Reviewed on: 8th June 2026

Quick & Easy

5
PayPal is quick and easy, any.problems are quickly dealt with Reviewed on: 8th June 2026

PayPal Pay in 3

5
“I’ve found PayPal Pay in 3 to be reliable and reassuring to use. Being able to spread payments over three installments helps manage expenses without added stress, making purchases more affordable and easier to budget for.” Reviewed on: 8th June 2026

Need and income rarely synchronise.

5
Need and income rarely synchronise. In difficult times, pay in 3 allows you to maintain control of your finances. I have used it many times. Reviewed on: 8th June 2026

Very easy and comfortable to pay in three payments

5
Very pleased to have a chance to pay in 3 instalments Reviewed on: 8th June 2026

Well I am with PayPal now for sometimes and I really...

5
Well I am with PayPal now for sometimes and I really trust PayPal and I want to be safe. Reviewed on: 8th June 2026

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