Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79969 reviews)

View other PayPal products

4.76

Based on 79,867 reviews, last reviewed 5th Jul 2026

5420900% increase in 5 star reviews

in the past 90 days

10400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Never had a bad experience Never had a bad experience since being with them and never had any problems if I had a issue they sorted quick all good 5**** Reviewed on: 5th July 2026

Latest lowest rating:

1

Pay regularly usually before payment due then after... Pay regularly usually before payment due then after a year stop the facility. Reviewed on: 5th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (79969)

PayPal Pay in 3 combines simplicity, transparency an...

PayPal Pay in 3 combines simplicity, transparency and customer trust. It allowed me to make a flexible, interest-free payment through a secure platform and I have used it many times to buy now and pay later with no hidden fees. It is also easy to use via the mobile app. Reviewed on: 8th June 2026

Perfect for managing short term financial stability.

I have used PayPal pay-in-3 on a number of occasions now. Each time setting it up could not be simpler. Having the facility for a short term interest free deal makes perfect sense in this modern world. Reviewed on: 8th June 2026

I love the fact I feel safe and secure using PayPal...

I love the fact I feel safe and secure using PayPal and love the 3 payment method , such a reliable way of paying and I feel confident that it will be problem free Reviewed on: 8th June 2026

paypal is the GOAT

paypal has never let me down! always feel very confident with my money using paypal and i knows it’s always gonna be secure. payin3 has saved me a lot of stress, it helped me pay for my a-levels and im very grateful. Reviewed on: 8th June 2026

Easy and simple to use

Easy and simple to use . hassle free Reviewed on: 8th June 2026

I feel safe to use Pay pal and the pay in 3 option m...

I feel safe to use Pay pal and the pay in 3 option made my finance budgeting so much easier and convenient. Thank you Reviewed on: 8th June 2026

Great customer service and more

Great customer service. app is easy to use and money feels secure and protected at all times. Have used PayPal for 12 years and never had any complaints. Any issues get dealt with in a timely and efficient manner. I have and continue to recommend PayPal to family friends and have now moved onto using PayPal as my default method of payment for online retailers and in store. Reviewed on: 8th June 2026

Does what it says on the tin, there's not much more...

Does what it says on the tin, there's not much more I can say. Reviewed on: 8th June 2026

PayPal pay in 3 is a great option for spreading the...

PayPal pay in 3 is a great option for spreading the cost of a purchase for no additional cost. It's helped me out a few times with that must buy item at the end of the month when money is tight Reviewed on: 8th June 2026

Pay in 3 installments helps me to plan my budget.

Pay in 3 installments helps me to plan my budget. It is commendable Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Pay Monthly Flights
from Awaymo 0.00 from 0 reviews
Retail finance
from Buyline 4.38 from 26 reviews
next 3step
from Next 4.18 from 5 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 149244 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub