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PayPal: Pay in 3 reviews

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4.93
Based on 33,063 reviews, last reviewed 12th Apr 2026
1012000% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
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0%

Latest highest rating:

5

Great pay in 3. Multiple times done pay in 3 they keep you fully informed. No issues once lost debit card easy to swap cards over. Reviewed on: 12th April 2026
Shoops's avatar
Shoops

Latest lowest rating:

1

No longer too use pay in 3.. No longer too use pay in 3......& don't know why. Reviewed on: 10th April 2026
Vinni 's avatar
Vinni
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (33063)

Reliable and straightforward

5
A reliable, straightforward way to spread the cost of purchases. No fees, never had a technical issue, transactions process immediately and if you want to finish paying off early it's super easy. Makes life a little less stressful to know a bigger purchase can be made when needed, instead of waiting til you have a lump sum. Reviewed on: 6th June 2024
H Webb's avatar
H Webb

Pay In 3.. Take Control of Your Money!!!

5
I really pay in 3, it gives me more control over my spending and above all ensures I don’t miss a payment or run up a debt in terms of a balance. If I could I would use the pay in 3 for all my purchases. I have got family members using this service. Reviewed on: 6th June 2024
Waqar khan's avatar
Waqar khan

Great experience

5
Great experience always. Very good service Reviewed on: 6th June 2024
Kristina B's avatar
Kristina B

It's all good thanks does what it says on the tin.

5
It's all good thanks does what it says on the tin. Reviewed on: 6th June 2024
Lee Arnold's avatar
Lee Arnold

Very simple and easy to use

5
I find my experience easy simple to use and will definitely use again in the future Reviewed on: 6th June 2024
Hf's avatar
Hf

PayPal_ Pay in 3

5
Pay in 3 is very convenient way to pay, helps with affordability Reviewed on: 6th June 2024
Kate D's avatar
Kate D

Always good, no fees, can split payments.

5
Always good, no fees, can split payments. Never have any trouble with PayPal and when returning items PayPal keep me updated on when to expect the payment back in my account. Very informative. Would highly recommend Reviewed on: 6th June 2024
Lucy h's avatar
Lucy h

PayPal fees are too high for invoices and should be...

5
PayPal fees are too high for invoices and should be more attractive. The pay in 3 could be extended to pay in 6 Reviewed on: 6th June 2024
K K's avatar
K K

Well it's very good experience from PayPal last decade

5
Well it's very good experience from PayPal last decade Reviewed on: 6th June 2024
Bhavesh s's avatar
Bhavesh s

Positive experience.

4
Positive experience. Easy transactions and support when required Reviewed on: 6th June 2024
Katie 's avatar
Katie

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