Write a review

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (33031 reviews)

View other PayPal products

4.93

Based on 33,031 reviews, last reviewed 12th Apr 2026

1008800% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great customer service experience I had problem with one of my purchases, the customer service was very helpful and advised how to resolve the dispute. I was also advised how to escala... Read more Reviewed on: 12th April 2026

Latest lowest rating:

1

No longer too use pay in 3.. No longer too use pay in 3......& don't know why. Reviewed on: 10th April 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (33031)

Have used PayPal for a lot of years now I find it a...

Have used PayPal for a lot of years now I find it a far better way to pay online and a lot safer 10/10 Reviewed on: 6th June 2024

The smart and smooth way to pay

I have been a PayPal customer for a good many years now and it is my go to way to pay when given the option, because I feel payments are more secure. I use Pay in 3 regularly and I find it so helpful to spread the cost this way, particularly when you want to make a purchase but are a few days off pay day. There is also the flexibility to pay your balance early if you want. PayPal keep you up-to-date with your payments and everything works like a dream. Highly recommended. Reviewed on: 6th June 2024

Pay in 3, is the best invention

I have been able to use my pay in 3 with no issues. It has been useful to budget money without worrying about interest. Very straight forward and easy to use Reviewed on: 6th June 2024

Always helps me out when I want something but don’t...

Always helps me out when I want something but don’t wanna spend that much at once Reviewed on: 6th June 2024

Th3 P3rf3ct way to pay

Purchasing high quality products a little out of normal price range Reviewed on: 6th June 2024

Was very easy and stress free payment plan

Was very easy and stress free payment plan Reviewed on: 6th June 2024

Always a great service to use on bigger purchases

Always a great service to use on bigger purchases Reviewed on: 6th June 2024

Great product range and easy to use

So easy to use, and a huge range of products that offer Pay In 3. Really has been a lifesaver! I’ve used it for beauty products, clothing, furniture as I’m buying my first home - even used it when I needed to replace a tyre on my car! So helpful! Reviewed on: 6th June 2024

Pay In 3 helps me as a single parents spread the cos...

Pay In 3 helps me as a single parents spread the cost of items for my 2 boys for example new trainers and clothes Reviewed on: 6th June 2024

Just so straight forward - and it can be trusted!

Just so straight forward - and it can be trusted! Reviewed on: 6th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy now pay later
from Clearpay 3.23 from 53 reviews
Buy now pay later
from Payl8r 4.89 from 4219 reviews
Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.09 from 34 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Payments
from PayPal 4.92 from 3668 reviews
Credit card
from PayPal 4.91 from 47 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub