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PayPal: Pay in 3 reviews

4.76
Based on 79,746 reviews, last reviewed 4th Jul 2026
5409400% increase in 5 star reviews
in the past 90 days
10300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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1%
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0%
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Latest highest rating:

5

Never had any problems with paypal Never had any problems with paypal Reviewed on: 4th July 2026
Sheila B's avatar
Sheila B

Latest lowest rating:

1

pay in 3 i have used paypal for years paying subscriptions ordering froma amazon deliveroo and i still not get approved you should be fairer to the people who ... Read more Reviewed on: 4th July 2026
local j's avatar
local j

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (79765)

Having PayPal PayPal at your back.

5
Using PayPal is a secure way for me as an OAP it takes the worry of being scammed out of the equation and the pay in 3 option is really helpful when you are balancing a tight budget and knowing if you have been misled or miss sold a wrong product you feel very secure because you know that PayPal has your back Reviewed on: 8th June 2026

Easy to apply, very handy to spread over 3 payments...

5
Easy to apply, very handy to spread over 3 payments Reviewed on: 8th June 2026

Very good experience.

4
Very good experience. Easy transaction . Fast and reliable Reviewed on: 8th June 2026

Im using PayPal pay in 3 very good service

5
Im using PayPal pay in 3 , honestly it's very good and helpful fo me Thank you so much Reviewed on: 8th June 2026

Quick and easy to use

5
Quick and easy to use and rewards on some brands help Reviewed on: 8th June 2026

Paypal inspires a great deal of confidence in my fin...

5
Paypal inspires a great deal of confidence in my financial transactions. Reviewed on: 8th June 2026

Great Option to pay in three

5
It was great. Instead of loan. It is best option Reviewed on: 8th June 2026

Paypal pay in 3 is a great service

5
Paypal pay in 3 is a great service especially for high value purchases. Pay in three is cheaper than using a credit card and just as convenient. Simple and easy to make your payments and reminders keep you on your toes so you never miss paying. Reviewed on: 8th June 2026

I’ve used PayPal Pay in 3 several times and have fou...

5
I’ve used PayPal Pay in 3 several times and have found it to be a convenient and reliable way to spread the cost of larger purchases. The application process is straightforward, decisions are usually made quickly, and everything is clearly explained before you commit. I like being able to split payments into three manageable instalments without having to apply for a traditional credit product. The PayPal app and website make it easy to keep track of upcoming payments, view my payment schedule, and manage my account. Notifications and reminders help ensure I never miss a payment, which gives me extra peace of mind. I’ve also found the service to integrate smoothly with many online retailers, making checkout fast and simple. What I appreciate most is the transparency. There are no surprises, and I always know exactly what I will pay and when. For budgeting and managing cash flow, Pay in 3 has been extremely useful. Overall, I’ve had a positive experience and would happily recommend PayPal Pay in 3 to anyone looking for a flexible and easy-to-use payment option. Reviewed on: 8th June 2026

Easy to use and offers peace of mind

5
Easy to use and offers peace of mind Reviewed on: 8th June 2026

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