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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (32965 reviews)

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4.93

Based on 32,965 reviews, last reviewed 12th Apr 2026

1002400% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

interest free credit useful Does what it says, interest free credit useful Reviewed on: 12th April 2026

Latest lowest rating:

1

No longer too use pay in 3.. No longer too use pay in 3......& don't know why. Reviewed on: 10th April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (32965)

For "Pay in Three" Read "Pay in One"

I have requested several Pay in 3 but they're not always accepted and nobody tells me why. I did contact PayPal to ask why on the last occasion only to be met by rude, ignorant and very unhelpful agent Reviewed on: 6th June 2024

It’s convenient and makes paying easy.

It’s convenient and makes paying easy. Reviewed on: 6th June 2024

Amazing paypal for amazing life.

Very quick and easy to pay. Very nice support people aswell Reviewed on: 6th June 2024

Simple, fair & clear short term credit.

Simple, fair & clear short term credit. Excellent option which has helped me out many times. Credit is rarely a first option for me as I prefer to have the money or go without, PayPal helps me not go without! Reviewed on: 6th June 2024

I absolutely love this app.

I absolutely love this app. It’s so easy to use and always has resolved any issues I have had very quickly. Reviewed on: 6th June 2024

I find PayPal very efficient and reliable.

I find PayPal very efficient and reliable. Reviewed on: 6th June 2024

I use PayPal pay in 3 frequently.

I use PayPal pay in 3 frequently. It’s a great way to spread the cost of larger purchases with 0% interest! I have told many friends and family to use PayPal pay in 3! Reviewed on: 6th June 2024

Paypal helps with everyone, pay in 3 is such a good...

Paypal helps with everyone, pay in 3 is such a good way to make use of payments you want to split per month. you can easily add as many cards you want if you have multiple banks and alternate ways to pay for things. Reviewed on: 6th June 2024

Very handy and convenient for easy payment.

Very handy and convenient for easy payment. Reviewed on: 6th June 2024

Great service.

Really easy to use and consumer friendly. Great service and low/no fees is wonderful. Reviewed on: 6th June 2024

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