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PayPal: Pay in 3 reviews

4.93
Based on 22,350 reviews, last reviewed 25th Aug 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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4%
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1%
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0%
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0%

Latest highest rating:

5

Never had an issue with PayPal, it always does what... Never had an issue with PayPal, it always does what I want it to do. Reviewed on: 25th August 2025
Jason 's avatar
Jason

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025
A K's avatar
A K

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (22350)

Great safe secure way to shop online.

5
Great safe secure way to shop online and free credit and pay in 3 Reviewed on: 12th May 2024

Simple and effective.

5
Simple and effective. Easy to Use Reviewed on: 12th May 2024

Nice and easy

5
Easy to use, the app also provides very clear information on what payments due when. Faff-free instalment payment option. Reviewed on: 12th May 2024

Easy as 1-2-3

5
Easy, accessible and available almost everywhere as a payment option. Saved my back many times! when the cash was not in hand/bank. No strings attached, simple as 1-2-3 - you just divide the amoutbper three and that is your monthly rate with 0% APR. Perfect! Reviewed on: 12th May 2024

makes big purchases so much easier so easy to apply.

5
makes big purchases so much easier so easy to apply. has not affected credit rating unlike amazon pay in 3 with barclays did last year. thanks pay pal. Reviewed on: 12th May 2024

Easy to use no hassle.

5
Easy to use no hassle. Does take in account your financial situations so may not always be able to use it. Reviewed on: 12th May 2024

Spreading the cost of your Splurge

5
Pay in 3 allows me to spread the cost of purchases at 0% interest. It helps me to manage my money and know exactly how much I have committed to for the short term so I can still splurge every now and again without feeling it in one hit. Reviewed on: 12th May 2024

Easy to use financial plan and good customer care.

5
Easy to use financial plan and good customer care. Really helps to pay for bigger purchases over time without interest. Reviewed on: 12th May 2024

Option is readily available and works well with budg...

5
Option is readily available and works well with budgeting Reviewed on: 12th May 2024

Grate experience

5
For .me they ate the best Great experiences Reviewed on: 12th May 2024

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