Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 22,350 reviews, last reviewed 25th Aug 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had an issue with PayPal, it always does what... Never had an issue with PayPal, it always does what I want it to do. Reviewed on: 25th August 2025
Jason 's avatar
Jason

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025
A K's avatar
A K

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (22350)

smart app, reliable

5
Reliable, Smart, Genuine, clearly does what it says Reviewed on: 11th May 2024

Great option

5
Great option. Excludes the interest Reviewed on: 11th May 2024

Simply the best!

5
PayPal has aided me many times when I’ve needed a quick way to pay or if I’ve wanted more time to pay using pay in 3 or PayPal credit. They have also provided much valued security when it comes to bigger or online purchases and even helped when I’ve had issues with payments I did not know about. Fantastic service. Reviewed on: 11th May 2024

Brilliant service that I couldn’t live without.

5
Brilliant service that I couldn’t live without. Pay in three service is particularly useful for splitting up big purchases throughout the year and not getting swamped during expensive periods such as Christmas Reviewed on: 11th May 2024

I love pay in 3

5
I love pay in 3 - it’s such a great convenience and has helped me so much over the last couple years! Reviewed on: 11th May 2024

Great way to pay

5
Have used Pay in 3 numerous times and have never had any issues. Great way to purchase items and pay over time. Reviewed on: 11th May 2024

Always easy to use, payments manageable.

5
Always easy to use, payments manageable. Reviewed on: 11th May 2024

Pay in 3 has been really helpful.

5
Pay in 3 has been really helpful. Breaking up payments into smaller chunks to help me and people I know get to do the things they want, and not have to worry about paying large sums of money up front. Reviewed on: 11th May 2024

Fantastic service, easy to use, flexible

5
Fantastic service, easy to use, flexible Reviewed on: 11th May 2024

being able to use pay in three with Pay Pal is a gre...

5
being able to use pay in three with Pay Pal is a great asset to me. Being able to spread the cost over three months allows me to save money by buying for example my dog food in the larger size which works out cheaper than buying the smaller bags Reviewed on: 11th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.91 from 50806 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3600 reviews
    PayPal
  • Debit card

    from PayPal 4.40 from 2 reviews
    PayPal
    View all products