Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 33,247 reviews, last reviewed 14th Apr 2026
1028400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Im rally happy with paypal, no stress or worry about... Im rally happy with paypal, no stress or worry about purchases. Reviewed on: 14th April 2026
Pablo's avatar
Pablo

Latest lowest rating:

1

I attempted to do a pay in three and was declined,no... I attempted to do a pay in three and was declined,no reason for this an I contacted the credit agency said the desiion was PayPal ,I think my credit c... Read more Reviewed on: 13th April 2026
Mike J's avatar
Mike J

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (33247)

Quick and easy to use wish I could use in more locat...

5
Quick and easy to use wish I could use in more locations Reviewed on: 5th June 2024

Makes paying for larger items quick, simple and much...

5
Makes paying for larger items quick, simple and much kinder on the pocket! Reviewed on: 5th June 2024

Always gives you what you need.

5
Always gives you what you need. Very quick resolution whenever there is a problem. Reviewed on: 5th June 2024

Simple and easy

5
Used pay in 3 multiple times, and it’s been great, simple and easy Reviewed on: 5th June 2024

convenient online payment.

5
It has made my online payment process quite convenient. Reviewed on: 5th June 2024

Simple, Straight forward, quick.

5
Simple, Straight forward, quick. That is all you need. Reviewed on: 5th June 2024

easy and suitable option

4
Paypal pay in three is an easy and suitable option for spreading the cost over a longer period of time,it’s convenient in terms of being a direct debit so i don’t forget a payment and being a payment option on a lot of retail sites . Reviewed on: 5th June 2024

It was great helps you pay monthly as sometimes you...

5
It was great helps you pay monthly as sometimes you have other bills to pay and it helps you be adjustable. Reviewed on: 5th June 2024

The best option ever.

5
The best option ever. So easy to use and available on most purchases online! It gives me the option to invest in my business and products without a huge upfront cost - it provides me with the opportunity to budget and have financial freedom! Reviewed on: 5th June 2024

Can't get security text codes

4
Changed my phone number but still goes back to old default number no matter how many times I try to make it my priority number, very frustrating Reviewed on: 5th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 3 reviews
    PayPal
  • Payments

    from PayPal 4.92 from 3671 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 51 reviews
    PayPal
    View all products