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PayPal: Pay in 3 reviews

4.93
Based on 34,326 reviews, last reviewed 18th Apr 2026
1130700% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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1%
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0%
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Latest highest rating:

5

Paypal. 10/10 I have been with paypal for years they are fantastic never let me down can't praise them enough Reviewed on: 18th April 2026
Bill Tranter's avatar
Bill Tranter

Latest lowest rating:

1

When my booking. When my booking.com account was hacked and my PayPal account was used to book accommodation PayPal were very reluctant to refund my stolen money Reviewed on: 17th April 2026
Nigel O's avatar
Nigel O

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (34326)

Affordable

5
It’s an avoidable way to spread costs Reviewed on: 7th June 2024

Easy to use and helps with finances pay in 3

5
Easy to use and helps with finances. Refunds are simple and straightforward. Definitely recommend pay in 3 PayPal Reviewed on: 7th June 2024

Offering pay in 3 service helps me spread the cost a...

5
Offering pay in 3 service helps me spread the cost at 0% and also they have twice given £5 back for using g the service which I thought was great. It also feels safer to use PayPal for online transactions, protecting my bank details. Reviewed on: 7th June 2024

Great help with making purchase more affordable.

5
Great for spreading a purchase over 3 months without affect your credit score. Reviewed on: 7th June 2024

Quick easy payments, simple platform to navigate.

5
Quick easy payments, simple platform to navigate. Reviewed on: 7th June 2024

I have had issues and contact with customer services...

5
I have had issues and contact with customer services rectified it. Reviewed on: 7th June 2024

When in need ,it is very helpful

5
Fantastic, very helpful, and a very good service Reviewed on: 7th June 2024

It has been handy to make purchases by PayPal Pay in 3.

4
It has been handy to make purchases by PayPal Pay in 3. PayPal is a trust worthy company and the terms and conditions are clear and concise. I've been using it for a while now and would always recommend it to someone who wants to spread payments a bit more easily. Reviewed on: 7th June 2024

Very useful

5
Nearly always approved. Payments taken promptly and no interest! Any issues can be discussed quickly online, no sitting on hold. Makes big expenses more affordable by breaking it into chunks. Definitely useful these days, when sudden unexpected costs can blow the budget. Reviewed on: 7th June 2024

Pay in 3

5
This is such a fantastic option to spread the cost of anything you need to, it really helps in the current climate Reviewed on: 7th June 2024

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