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PayPal: Pay in 3 reviews

4.76
Based on 77,494 reviews, last reviewed 29th Jun 2026
5196300% increase in 5 star reviews
in the past 90 days
9600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
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Latest highest rating:

5

Easy to use and quick system to use Easy to use and quick system to use Reviewed on: 29th June 2026
James's avatar
James

Latest lowest rating:

1

Archaic banking system that causes customers problem. Archaic banking system that causes customers problem. Reviewed on: 29th June 2026
David 's avatar
David

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (77630)

Paying your pal is a cinch ...

5
I have been with Paypal for many years.It's served me well and has efficient customer service.Paypal does at it says by involving the customer like one of the family.It has security guarantees so your payments are safe and taken care of.I use the pay in 3 offer when i can as it spreads the cost with no added interest and i regularly use it as its customer friendly.Problems are quickly dealt with and refunds dont take forever due to Paypals professional liason with its customers and sellers.Paypal are a trusted and loyal company to its customers and their reputation is unrivalled. Reviewed on: 29th May 2026

Never had any problems with paypal

5
Never had any problems with paypal Reviewed on: 29th May 2026

It gives me the opportunity to buy things I might no...

5
It gives me the opportunity to buy things I might not be able to pay in full Reviewed on: 29th May 2026

The do hold the buyer to value and look after there...

5
The do hold the buyer to value and look after there customers they try hard to do the right thing and I feel safe using PayPal to get things that I dont trust just incase it goes wrong Reviewed on: 29th May 2026

Helpful and useful

5
It is really helpful when short on money and convenient. Reviewed on: 29th May 2026

PayPal is just one of those apps that comes in handy

5
PayPal is just one of those apps that comes in handy whenever you need it, buying something you’re not too sure about? You can use PayPal and feel secure in your purchase, sending money to friends or paying someone back, you can do that, need to split a bill, you can. 100% always have the app on the phone Reviewed on: 29th May 2026

Never had an issue

5
I can always use PayPal for peace of mind for a transaction. Any site I’m hesitant about that has the option to use this payment method I can check out with ease. By far the best and also love the perks you get from using it!! Reviewed on: 29th May 2026

Affordable

5
It has helped me with purchasing items and pay them in installments without interest. Making it very affordable. Reviewed on: 29th May 2026

Manage Bigger Purchases

5
Pay in 3 helps me manage the bigger purchases I need to make with ease. No more worrying about how I’m gonna pay for a replacement phone after the dog picks it up in its teeth and drops it in a puddle outside. (Don’t ask.) Reviewed on: 29th May 2026

I have utilised PayPal pay in three on numerous occa...

5
I have utilised PayPal pay in three on numerous occasions and it has been a valuable experience. It provides flexibility when buying items I’m unsure about and also while waiting for monthly salary to arrive at the bank Reviewed on: 29th May 2026

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