Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 34,636 reviews, last reviewed 18th Apr 2026
1159200% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and manageable great customer service Easy to use and manageable great customer service Reviewed on: 18th April 2026
SarahJP's avatar
SarahJP

Latest lowest rating:

1

When my booking. When my booking.com account was hacked and my PayPal account was used to book accommodation PayPal were very reluctant to refund my stolen money Reviewed on: 17th April 2026
Nigel O's avatar
Nigel O
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (34636)

The PayPal 'Pay in Three' scheme is excellent.

5
The PayPal 'Pay in Three' scheme is excellent. It allows me to take advantage of things like Black Friday deals and spread the cost over three months, or purchase higher value goods, that would otherwise be a little too much in a single purchase. The PayPal Payment Management and Message Center is great for keeping on top of all payments and upcoming debits. Reviewed on: 7th June 2024
Gary L's avatar
Gary L

Peace of mind when purchasing products,

5
Peace of mind when purchasing products, Reviewed on: 7th June 2024
Paul b's avatar
Paul b

Pay in 3 very helpful and no intreset helps

5
Pay in 3 very helpful and no intreset helps Reviewed on: 7th June 2024
Sarah 's avatar
Sarah

It's great service very helpful especially when you...

5
It's great service very helpful especially when you need to buy something urgently and cannot afford full payment. Reviewed on: 7th June 2024
Tess M's avatar
Tess M

I use Paypal pay in 3 often and have never had a pro...

5
I use Paypal pay in 3 often and have never had a problem Reviewed on: 7th June 2024
Teresa McGill's avatar
Teresa McGill

Wouldn't have anything other than paypal

5
I've had paypal for years, couldn't be without it. So quick and easy to transfer and receive money. I feel its the safe way to pay also. Customer services are fantastic also. Being able to divide payments is fantastic to enable you to afford things that you otherwise may not have been able to. Reviewed on: 7th June 2024
Sharon M's avatar
Sharon M

Easy to use to share money with family/friends.

5
Easy to use to share money with family/friends. Reviewed on: 7th June 2024
Daisy E's avatar
Daisy E

Recommend pay in 3

5
No issues very quick information response when using pay in 3 Reviewed on: 7th June 2024
Geoffrey W's avatar
Geoffrey W

Easy, safe and secure

5
PayPal make it really easy to get credit on purchases, they make me feel safe when shopping online and I would highly recommend their services. Reviewed on: 7th June 2024
C's avatar
C

Exchange fees upfront, no hidden surprises.

5
I use pay pay to make payments to family and friends around the world. The transaction fees for foreign currencies are shown upfront so there are no surprises. Love that APP. Reviewed on: 7th June 2024
Peter M's avatar
Peter M

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill