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PayPal: Pay in 3 reviews

4.93
Based on 37,026 reviews, last reviewed 21st Apr 2026
1383400% increase in 5 star reviews
in the past 90 days
2600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay in 3 helps me buy stuff for my 3 kids a lot more... Pay in 3 helps me buy stuff for my 3 kids a lot more easily - without having to worry if I can afford to pay full amount upfront, I only use PayPal pa... Read more Reviewed on: 21st April 2026
Emma F's avatar
Emma F

Latest lowest rating:

1

Customer service is very poor Customer service is very poor and always favour towards the seller. Reviewed on: 21st April 2026
Linda R's avatar
Linda R

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (37026)

Great customer service, easy/ fast checkout.

5
Great customer service, easy/ fast checkout. And very efficient when wanting to pay your debt Reviewed on: 10th June 2024

Great experience with PayPal happily recommend frie..

5
Great experience with PayPal happily recommend friends and Reviewed on: 10th June 2024

Great Service!

5
It allows ample time and fair interest rates to allow you to spread the cost without feeling the pinch. Great service Reviewed on: 10th June 2024

Excellent customer service, extremely useful when I...

5
Excellent customer service, extremely useful when I don't have all the money at once Reviewed on: 10th June 2024

Easy and free payment plan.

5
Easy and free payment plan. It's a great way to spread the cost and ensures it is paid off in a timely manner rather than using a credit card. Reviewed on: 10th June 2024

Love using PayPal

5
Love paying with PayPal feel so secure and can add different cards and bank accounts also pay in 3 is just the best option to pay for more expensive things.love it Reviewed on: 10th June 2024

I'm using PayPal from years and always had a best se...

5
I'm using PayPal from years and always had a best service and experience I am really happy to have an account, helping me a lot. Thank you Reviewed on: 10th June 2024

Pay in 3 helps to manage spending for the month.

5
Pay in 3 helps to manage spending for the month. I've used it a few times on big purchases rather than PayPal credit. Reviewed on: 10th June 2024

I use pay in 3 for all sorts of things

5
I've used pay in 3 for all sorts of items and transaction amounts, it makes everything manageable and keeps my credit rating up. Everything from big screwfix orders for house building work to weekend woodworking courses has been made nicely affordable with pay in 3. Reviewed on: 10th June 2024

All excellent, makes purchasing more affordable.

5
All excellent, makes purchasing more affordable. Really simple to use and you don’t have to worry about remembering to pay, as it happens automatically over 3 months. Reviewed on: 10th June 2024

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