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PayPal: Pay in 3 reviews

4.93
Based on 37,532 reviews, last reviewed 22nd Apr 2026
1431200% increase in 5 star reviews
in the past 90 days
2600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

Convenient but needs improvement in refunds I’ve been using PayPal Pay in 3 and overall it’s a convenient way to split payments without immediate financial pressure. The setup is simple and paym... Read more Reviewed on: 22nd April 2026
Muhammad Sohaib Ijaz's avatar
Muhammad Sohaib Ijaz

Latest lowest rating:

2

Extremely difficult to navigate through the payment... Extremely difficult to navigate through the payment options. Agreed payments and terms, when checking out on an online store the authoration fails? Reviewed on: 22nd April 2026
Jo's avatar
Jo

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (37532)

I never had any issues.

5
I never had any issues. All the transactions went smooth and the app is really well designed and work without the issues Reviewed on: 11th June 2024

Great service

5
It has been excellent using this service. Very smooth and have had no problems. Runs like clockwork Reviewed on: 11th June 2024

I have always used PayPal to buy online, it is a ver...

5
I have always used PayPal to buy online, it is a very good fail safe in case things go wrong with your order as their customer service is so good. Reviewed on: 11th June 2024

Spread the cost of purchases without paying interest.

5
Easy to split transactions without paying interest and therefore spread the cost of big purchases. Each split is clearly set out so you can budget for it over three months. It’s useful to have the flexibility of these payments available at checkout. Reviewed on: 11th June 2024

Excellent service easy to use.

5
Easy to use and easy to see where your at with payments. Reviewed on: 11th June 2024

Easy and straight forward to use

4
Easy and straight forward to use Reviewed on: 11th June 2024

Great, helps split costs for larger purchases across...

5
Great, helps split costs for larger purchases across a few months and is very easy to use Reviewed on: 11th June 2024

Very good service.

5
Very good service. Excellent customer service. Reviewed on: 11th June 2024

An excellent customer service

5
An excellent customer service with no interest and PayPal really gives the impression of wanting to help and that they care about their customers. Reviewed on: 11th June 2024

Excellent service.

5
Never have any issue with PayPal. Reviewed on: 11th June 2024

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