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PayPal: Pay in 3 reviews

4.93
Based on 38,562 reviews, last reviewed 24th Apr 2026
1529100% increase in 5 star reviews
in the past 90 days
2900% increase in 1 star reviews
in the past 90 days
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1%
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0%
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Latest highest rating:

5

Very easy to apply and straight forward Very easy to apply and straight forward Reviewed on: 24th April 2026
Mooseymoo's avatar
Mooseymoo

Latest lowest rating:

1

Paypal used to be great but not any more. Paypal used to be great but not any more. Money was taken from my account that wasn't authorised by me and for the past month I'm trying to sort it ou... Read more Reviewed on: 23rd April 2026
Maryam Z's avatar
Maryam Z

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (38562)

Really helped me out when I was in need but didn't h...

5
Really helped me out when I was in need but didn't have enough at the time Reviewed on: 12th June 2024

Always efficient and prompt payment.

5
Always efficient and prompt payment. It really helps the pay in 3 I use it a lot Reviewed on: 12th June 2024

Very easy process

5
Very easy process and makes paying for purchases much easier Reviewed on: 12th June 2024

Always PayPal!

5
I never have a issue with PayPal, always smooth sailing and the pay in 3 helps to manage payments better and much more affordable. Reviewed on: 12th June 2024

.stress free purchase

5
You are able to purchase things you wouldn’t normally buy because you can split the cost and it’s not a credit card. Reviewed on: 12th June 2024

I love Pay in 3.

5
I love Pay in 3. It helps me manage payments for larger purchases. Reviewed on: 12th June 2024

I didn't find it very easy / straightforward to send...

4
I didn't find it very easy / straightforward to send money. Sometimes when I apply for Pay in 3 the application is rejected and I have to choose other payment options. Reviewed on: 12th June 2024

Pay pal credit is easy.

5
Pay pal credit is easy. It’s simple to follow. You get alerts of your payments well in advance. I would definitely recommend it. Reviewed on: 12th June 2024

Safe payments

5
PayPal is a secure payment very happy with PayPal instilled slot of confidence Reviewed on: 12th June 2024

I feel safer when using PayPal

5
I feel safer when using PayPal to purchase online and love the payment options. Reviewed on: 12th June 2024

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