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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (78986 reviews)

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4.76

Based on 78,864 reviews, last reviewed 2nd Jul 2026

5325900% increase in 5 star reviews

in the past 90 days

10000% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

I have been a customer with for a few years now. I have been a customer with pay pal for a few years now. Never had any issues with them.. customer service are very helpful. I pay a lot of my orders ... Read more Reviewed on: 2nd July 2026

Latest lowest rating:

1

Won’t let me use PayPal in 3 . Won’t let me use PayPal in 3 . But will let me use PayPal credit Reviewed on: 2nd July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (78986)

Excellent way to spread the cost of large orders

Excellent way to spread the cost of large orders Reviewed on: 2nd July 2026

I've had a great experience using PayPal's Pay in 3...

I've had a great experience using PayPal's Pay in 3 plan. The application process was quick and straightforward, and the approval was almost instant. Splitting my purchase into three interest-free payments made it much easier to manage my budget without any hidden fees or surprises. The payment schedule was clear, and I received helpful reminders before each payment was due, making it easy to stay on track. Everything was managed conveniently through the PayPal app, where I could view my payment plan and upcoming installments at any time. Overall, Pay in 3 has been a flexible and reliable way to spread the cost of purchases. I'd definitely recommend it to anyone looking for a simple, interest-free payment option with a trusted service. Reviewed on: 2nd July 2026

safe transaction

Use PayPal for every transaction as smooth and safe Reviewed on: 2nd July 2026

Very handy if you're a bit stuck financially.

Very handy if you're a bit stuck financially. Super easy to use too. Reviewed on: 2nd July 2026

Easy to use via app or web.

Easy to use via app or web. Clear instructions, variety of payment options. Never have any issues when using their services Reviewed on: 2nd July 2026

Straightforward and clear instructions on how to use.

Straightforward and clear instructions on how to use. No interest which really helps with expensive purchases. Regular updates and reminders to keep you on track with repayments Reviewed on: 2nd July 2026

Always convenient and super useful

Always convenient and super useful to have access to. Reviewed on: 2nd July 2026

Great fast way to pay,

Great fast way to pay, I have been using PayPal for a few years now and always founded it to be secure and reliable way to send and received money. Easy to use, transaction are process's quickly. Overall convenient and easy to use. Reviewed on: 2nd July 2026

Love PayPal.

Good stuff! Super helpful and secure. Thanks for your service Reviewed on: 2nd July 2026

Paypal Pay in 3, spread the cost at no extra cost

Paypal gave me the option to pay in 3, which helped me so much. This allowed me to spread the cost at no extra cost. I would definitely recommend this to everyone who is struggling to pay for things upfront. Reviewed on: 2nd July 2026

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