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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (75537 reviews)

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4.76

Based on 75,525 reviews, last reviewed 24th Jun 2026

5008300% increase in 5 star reviews

in the past 90 days

9200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Efficient and easy to use as an option. Efficient and easy to use as an option. Reviewed on: 24th June 2026

Latest lowest rating:

1

Easy to Access and helps with payment PayPal pay in 3 is so easy to Access and it helps if you dont have the full amount to make a payment Reviewed on: 22nd June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (75537)

Trust...

I trust PayPal and would always use to pay for things makes me feel covered if something goes wrong with seller.... Reviewed on: 20th May 2026

Really useful for spreading the payments over 3 mon...

Really useful for spreading the payments over 3 months for larger purchases. Reviewed on: 20th May 2026

Used PayPal for many years.

Used PayPal for many years. Pay in 3 has been very helpful, couldn't imagine not ever using PayPal Reviewed on: 20th May 2026

Reasonable offers with the correct amount of informa...

Reasonable offers with the correct amount of information Reviewed on: 20th May 2026

Finding subjects

Very good service sometimes hard to navigate and find what you need Reviewed on: 20th May 2026

Great option to split payments.

Great option to split payments. App and account security could be improved as it can be bypassed very easily. Reviewed on: 20th May 2026

Lovejoy the pay in 3 monthly instalments option.

Lovejoy the pay in 3 monthly instalments option. Reviewed on: 20th May 2026

Fantastic

I got my first credit offer and it felt great Reviewed on: 20th May 2026

Great customer service.

I was having a little difficulty with setting up the paying process, but your customer service were fast to help and resolve the problem Reviewed on: 20th May 2026

My experience with PayPal has been very positive ove...

My experience with PayPal has been very positive overall. The platform is easy to use, secure, and convenient for sending and receiving payments online. I especially appreciate how fast transactions are processed and how simple it is to link bank accounts and cards. PayPal has made online shopping and international payments much smoother for me. The buyer protection feature also gives extra confidence when purchasing from new sellers. Whenever I’ve needed customer support, the response has been helpful and professional. What I like most is the convenience of being able to manage payments from both mobile and desktop devices. The app is user-friendly, reliable, and saves a lot of time. Overall, PayPal is a trusted payment service that provides security, speed, and convenience, and I would definitely recommend it to others. Reviewed on: 20th May 2026

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