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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (38837 reviews)

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4.93

Based on 38,837 reviews, last reviewed 25th Apr 2026

1555600% increase in 5 star reviews

in the past 90 days

2900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Pay in 3 is an excellent idea I like the pay in 3 as it gives me a chance to pay in installments and gives me the opportunity to buy when items are on offer and not leave my bank a... Read more Reviewed on: 25th April 2026

Latest lowest rating:

1

Paypal used to be great but not any more. Paypal used to be great but not any more. Money was taken from my account that wasn't authorised by me and for the past month I'm trying to sort it ou... Read more Reviewed on: 23rd April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (38837)

Needed a lawn mower

It has helped me out of a sticky situation Reviewed on: 12th June 2024

Simple and convenient

I have used this feature several times and always found it easy to setup and helps spreading the cost of goods Reviewed on: 12th June 2024

I love paypal pay in 3 it makes it much more afforda...

I love paypal pay in 3 it makes it much more affordable to buy things! Reviewed on: 12th June 2024

Budget Friendly Flexibility.

Having the flexibility to pay in 3 on occasion is extremely helpful, especially when needing to budget but still requiring certain purchases for the home/family etc. Reviewed on: 12th June 2024

Good, easy to use and access.

Good, easy to use and access. Will always pick PayPal when possible Reviewed on: 12th June 2024

PayPal - Quick, Cheap & Easy!

I use PayPal regularly to send payments to friends or family as a convenient way of sending money unlike banks needing only scan of a QR or enter their email or mobile number. PayPal allows for credit allowance and you also get an option to pay in 3, to have this on top is a bonus because you can then get presents or items online before you may be able to pay in full for them you can stretch it across a couple more months and get the item first still. PayPal is great once you have it signed and installed on most mobile devices, when paying with most merchants there is a pay with PayPal button which will redirect you to the app to pay and you can get things done much quicker Reviewed on: 12th June 2024

Easy to setup, no hassle once it has been used for t...

Easy to setup, no hassle once it has been used for the first time. Reviewed on: 12th June 2024

-great and east

-great and easy to use, gives you more options and quick payment method Reviewed on: 12th June 2024

I really like the pay in 3 option on pay pal it's ve...

I really like the pay in 3 option on pay pal it's very handy when your finances are abit tight especially with the cost of living I would 100% recommend... Reviewed on: 12th June 2024

Easy to spread payments.

Easy to spread payments. A lot of shops offer this payment option. Reviewed on: 12th June 2024

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