Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 39,031 reviews, last reviewed 25th Apr 2026
1573600% increase in 5 star reviews
in the past 90 days
2900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay in 3, Worries Free Pay in 3 is a great service which has helped me split payments into manageable chunks. I feel safe and comfortable using Pay in 3 and I know it will a... Read more Reviewed on: 25th April 2026
Kausar Lim's avatar
Kausar Lim

Latest lowest rating:

1

Paypal used to be great but not any more. Paypal used to be great but not any more. Money was taken from my account that wasn't authorised by me and for the past month I'm trying to sort it ou... Read more Reviewed on: 23rd April 2026
Maryam Z's avatar
Maryam Z

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (39031)

Fast payment option

5
Easy to use and already pre approved if used before Reviewed on: 12th June 2024

Good value.

5
Good value. Easy to use. User friendly. Would recommend for sure. Thanks. Reviewed on: 12th June 2024

Brilliant experience, allows me to purchase items hi...

5
Brilliant experience, allows me to purchase items higher in value and spread the cost Reviewed on: 12th June 2024

I have used PayPal for years and it’s so easy and co...

5
I have used PayPal for years and it’s so easy and convenient for me. When they made PI3 it was such an easy method to pay with and it was easy to understand how it works. I also know my money is safe with PayPal, they have always supported me if I had any issues. Reviewed on: 12th June 2024

PayPals in 3

5
An excellent feature to an already great service. Reviewed on: 12th June 2024

Easy to use and great for managing money!

5
Every time I have used PayPal I have had a very pleasant experience. I have only had a couple of issues in the past which were resolved extremely quickly with excellent customer service. Very easy to use the app and the interest free options are great! Reviewed on: 12th June 2024

Very useful and safe tool for paying.

4
Very useful and safe tool for paying. Offers great versatility in paying but internationally there are more charges which deters me from using for these transactions Reviewed on: 12th June 2024

Easy to use and very helpful.

5
Easy to use and very helpful. Would recommend it to anyone and definitely using it later on in life. Reviewed on: 12th June 2024

I am a regular for pay in 3 and it is so easy to use...

5
I am a regular for pay in 3 and it is so easy to use and wonderful Reviewed on: 12th June 2024

I love paying with PayPal in 3 installments, it help...

5
I love paying with PayPal in 3 installments, it helps me. Reviewed on: 12th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 4 reviews
    PayPal
  • Credit card

    from PayPal 4.92 from 64 reviews
    PayPal
  • Payments

    from PayPal 4.92 from 3684 reviews
    PayPal
    View all products