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PayPal: Pay in 3 reviews

4.93
Based on 41,477 reviews, last reviewed 30th Apr 2026
1805200% increase in 5 star reviews
in the past 90 days
3200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had a problem with PayPal. Never had a problem with PayPal. 5* rating from me Reviewed on: 30th April 2026
Sandra B's avatar
Sandra B

Latest lowest rating:

1

Have used pay in 3 few times never been late now won... Have used pay in 3 few times never been late now wont let me use pay in 3 has a mind of its own Reviewed on: 30th April 2026
EM's avatar
EM

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (41477)

I always shop safely with pay pall

5
I always shop safely with pay pall Reviewed on: 14th June 2024

Easy and efficient.

5
Easy and efficient. Hassle free short term financing. Reviewed on: 14th June 2024

Pay in 3 for every body

5
Feel very safe shopping online with PayPal plus pay in 3 is so helpful with easy payment service. Reviewed on: 14th June 2024

Great for students

5
As a student, it’s very helpful to have the option to split my payments in 3 and it makes it so much easier to manage my finances - without added fees Reviewed on: 14th June 2024

Pay in 3 allows budgeting but with no interest payme...

5
Pay in 3 allows budgeting but with no interest payments. Incredible easy transaction and allows budgeting. Reviewed on: 14th June 2024

Fabulous service

5
Very good and easy way to make purchases with the peace of mind it’s 0% for four months! And when have contacted customer services they are amazingly very polite, friendly and solved the issue within first contact Reviewed on: 14th June 2024

I love being able to split my payments in 3...

5
I love being able to split my payments in 3 Reviewed on: 14th June 2024

paypal 10/10

5
Use paypal all the time and always find it a smooth and good experience all around. Reviewed on: 14th June 2024

I am very happy with Pay in 3 and I us this option!

5
I am very happy with Pay in 3 and I us this option! Reviewed on: 14th June 2024

Budget friendly

5
Love the convenience of pay in 3 and when the budget is tight and miss a payment I can add more funds without late payment fees. Excellent! Reviewed on: 14th June 2024

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