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PayPal: Pay in 3 reviews

4.93
Based on 41,445 reviews, last reviewed 30th Apr 2026
1802200% increase in 5 star reviews
in the past 90 days
3200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Great pece of mind Great piece of mind when buying on line Reviewed on: 30th April 2026
David griffin 's avatar
David griffin

Latest lowest rating:

1

Have used pay in 3 few times never been late now won... Have used pay in 3 few times never been late now wont let me use pay in 3 has a mind of its own Reviewed on: 30th April 2026
EM's avatar
EM

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (41445)

Never had any issues with PayPal.

5
Never had any issues with PayPal. Pay in 3 definitely helps. Reviewed on: 14th June 2024

User friendly purchasing

5
I found using the Pay in 3 was useful for purchasing. Spreading the repayments over three instalments made the purchase possible while avoiding a long term repayment term. Reviewed on: 14th June 2024

Pay in 3 helps my budget and lifestyle.

5
Pay in 3 helps my budget and lifestyle. Any problems have been dealt with effectively. I feel secure using PayPal. Reviewed on: 14th June 2024

Convenient

5
It's a convenient way to pay with 3 interest free installments and I can view my transaction history on the PayPal app and website. I used it to pay for my tickets that I bought off viagogo for a cricket match. Reviewed on: 14th June 2024

Great Idea

5
Great idea when budgeting as you can soread the cost of payments across the month Reviewed on: 14th June 2024

The PayPal Pay in 3 is a very handy scheme!

5
The PayPal Pay in 3 is a very handy scheme to enable you to make the slightly more expensive purchases and to spread the cost over 3 months. I found this to be extremely useful recently when I was looking for a present for my husband, which I found, however, it was slightly more expensive than I would normally pay, and the Pay in 3 came to my rescue. Present bought and instalments paid over 3 months and saved me from over stretching myself financially. Reviewed on: 14th June 2024

Very easy and secure trusted

5
Very easy and secure trusted tranuand I recommend Reviewed on: 14th June 2024

The pay in 3 let me take my time for paying for an e...

5
The pay in 3 let me take my time for paying for an expensive item, this made it very manageable for myself as I could chose when to pay off the rest of the bill. For me this allowed me to wait until I got payed to pay the item off. Reviewed on: 14th June 2024

Made my purchase easier being able to pay over coupl...

5
Made my purchase easier being able to pay over couple of months Reviewed on: 14th June 2024

Good! And easy

4
Good! Easy to use and makes it easy to do Reviewed on: 14th June 2024

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