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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (48044 reviews)

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4.93

Based on 48,044 reviews, last reviewed 8th May 2026

2424700% increase in 5 star reviews

in the past 90 days

4800% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Use PayPal as asecure method to pay for goods I use PayPal as secure method to pay for goods Reviewed on: 8th May 2026

Latest lowest rating:

1

Easy to use and trustworthy. Easy to use and trustworthy. Multiple options for payment Reviewed on: 8th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (48044)

I have found it very easy to use pay in 3 and have b...

I have found it very easy to use pay in 3 and have been kept upto date about payments which is very useful Reviewed on: 6th April 2026

The service is excellent don't have any problems eve...

The service is excellent don't have any problems everything is fantastic and easy never have any problems with pay in 3 Reviewed on: 6th April 2026

Never a problem with PayPal 3.

Never a problem with PayPal 3. I have been using it for about 4 years now and I love it. Reviewed on: 6th April 2026

Great way to manage budgets

Great way to manage budgets and get things needed in good time Reviewed on: 6th April 2026

Credit when you need it.

Credit when you need it. Pay instantly on line. A superb service. Easy to use with simple statements and pay by dates. Reviewed on: 6th April 2026

Flexible Payment Made Easy with Pay in 3

I have been using PayPal for a while now and the pay in 3 option has been especially helpful. It allows me to spread the cost of purchases into three manageable payments, which makes budgeting much easier. I also feel secure using it for online purchases which gives me peace of mind. It’s a convenient and reliable service that I would definitely recommend. Reviewed on: 6th April 2026

Always there when needed, so can’t fault it an I can...

Always there when needed, so can’t fault it an I can’t comment on customer service as I’ve never used it but as for just usage alone I find it excellent. Reviewed on: 6th April 2026

Nice and easy. - highly recommend

Nice and easy. No complaints. Would recommend. Have had no problems using the service so far! Great way to manage the finances. One of my preferred finance options when available! Reviewed on: 6th April 2026

It has made things more affordable for me.

It has made things more affordable for me. Some items or services would be not be within my budget if I hadn't been able to pay in 3. Its a brilliant idea Reviewed on: 6th April 2026

I’ve used PayPal: Pay in 3 for years.

I’ve used PayPal: Pay in 3 for years. It’s super convenient, secure, and practical. It’s a great way to manage my finances and spread costs. Reviewed on: 6th April 2026

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