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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (48074 reviews)

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4.93

Based on 48,074 reviews, last reviewed 8th May 2026

2427600% increase in 5 star reviews

in the past 90 days

4800% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very good and helpful. Very good and helpful. Great way to spend and keep track of my money. Helpful too if anything happens where I will need a refund or help. I would reco... Read more Reviewed on: 8th May 2026

Latest lowest rating:

1

Easy to use and trustworthy. Easy to use and trustworthy. Multiple options for payment Reviewed on: 8th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (48074)

Always use them and highly recommend them.

Always use PayPal because they are a safety net to protect you from being scammed. They ensure you are in receipt with what you ordered, and when you aren't, fighting your corner to receive a full refund.Their Pay in Three helps you spread your larger purchases over 3 months interest free. Highly recommend them. Reviewed on: 6th April 2026

PayPal is just so easy and safe

PayPal is just so easy to use and most websites support it so I always choose it for security and peace of mind! It helps me get through Christmas and birthdays and I don’t feel pressure from it. It’s easy to send money to friends and family and again I trust it to keep transactions safe and secure. I think the rates are fair. Reviewed on: 6th April 2026

Excellent service and app.

Excellent service and app. Great rates and easy to use Reviewed on: 6th April 2026

A high standard of consistent service.ks.

Everything just works. On the rare occasion I had an issue, it was resolved very quickly. Reviewed on: 6th April 2026

Disappointed

PayPal are OK until you need a refund from Uber Eats for cold food delivered, PayPal won't get you your refund, you are better off paying direct from your bank account for that. Reviewed on: 6th April 2026

Easy to use, great value (no cost) easy to check out...

Easy to use, great value (no cost) easy to check out with retailer, easy to manage through the app Reviewed on: 6th April 2026

Overall happy.

Overall happy. Some things I think could be done better. Reviewed on: 6th April 2026

A must use

Fast easy no fuss way of paying with the knowledge that your payments are secure and protected. The pay in 3 function makes some big purchases more adorable into smaller manageable payments. Reviewed on: 6th April 2026

PayPal is a reliable and easy-to-use payment platform.

PayPal is a reliable and easy-to-use payment platform. Sending and receiving money is quick, and the interface is simple to navigate. I especially like the added security when shopping online. Fees can be a bit high at times, but overall it’s a convenient and trusted service. Reviewed on: 6th April 2026

Excellent experience

Everything is very straightforward and simple to set up; everything is clear, quick and efficient Reviewed on: 6th April 2026

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