Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 48,233 reviews, last reviewed 8th May 2026
2442300% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Put pressure away! By paying in 3 , it has put pressure away on my financial and easy to pay in installments . Reviewed on: 8th May 2026
Ummu syeda's avatar
Ummu syeda

Latest lowest rating:

1

dispute against me not sure weather AI judged my claim or a mooron Reviewed on: 8th May 2026
roy f's avatar
roy f

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (48233)

Very good service and very easy to use would recomme...

5
Very good service and very easy to use would recommend to friends and family Reviewed on: 6th April 2026

I have used pay in 3 frequently.

5
I have used pay in 3 frequently. I find this way of payment flexible and works for me in purchases that I may require a return and so I’m not missing the full amount from my bank account. I haven’t ever had to use customer services for this specific service so I can’t comment on it. However, in terms of value for money I’m not seeing how the service has a price, I understand the amount is ultimately a loan until full payment is made but this is not unheard of. Reviewed on: 6th April 2026

I’ve used PayPal since around 1999and it was in stil...

5
I’ve used PayPal since around 1999and it was in still is my go to for sending money despite it going out of favour with some people Reviewed on: 6th April 2026

a great way to pay

5
Very professional as always and a great way to pay for thing. I love using PayPal and recommend it all the time Reviewed on: 6th April 2026

Nothing but praise for Paypal, such an easy service...

5
Nothing but praise for Paypal, such an easy service to use for many things Reviewed on: 6th April 2026

The transaction was simple and easy to use.

5
The transaction was simple and easy to use. Reviewed on: 6th April 2026

Peaceful

5
Pleasant piece of cake payments. Reviewed on: 6th April 2026

Easy to use app which keeps you up to date

5
Easy to use app which keeps you up to date Reviewed on: 6th April 2026

Very good service

5
Very good service, safety is excellent so you feel happy when useing PayPal for all your money transactions Reviewed on: 6th April 2026

Convenient but Needs Better Clarity

5
PayPal Pay in 3 is a simple and useful way to split payments without interest. The setup is quick and works smoothly at checkout. However, it could improve by making upcoming payments and overlapping plans clearer to track. Overall, a handy budgeting tool. Reviewed on: 6th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Payments

    from PayPal 4.91 from 3709 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 80 reviews
    PayPal
  • PayPal Credit

    from PayPal 4.90 from 102200 reviews
    PayPal
    View all products