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PayPal: Pay in 3 reviews

4.93
Based on 49,120 reviews, last reviewed 11th May 2026
2524800% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've been using pay in 3 for months and it makes bud... I've been using pay in 3 for months and it makes budgeting so much easier and simple things so much more affordable. It has been especially helpful wh... Read more Reviewed on: 11th May 2026
katie wyeth's avatar
katie wyeth

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026
Ali's avatar
Ali

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (49120)

SECURITY PERSONIFIED

5
PayPal gives me absolute confidence in paying anyone around the world. They have retrieved illegal debits from my accounts. Reviewed on: 6th April 2026

10yrs of Magic super company

5
My experience with PayPal and I’ve had more than 10yrs is that this company is top top class best for finance. I would tell all my friends to join you will not be disappointed. Reviewed on: 6th April 2026

The pay in 3 option has been a godsend.

5
The pay in 3 option has been a godsend. A very useful option since you don’t have to pay interest. Reviewed on: 6th April 2026

Lost money after misdelivery and ai customer service

5
Poor customer service, first ai, then not helpful, understanding service I lost my money because of a misdelivery. Reviewed on: 6th April 2026

Excellent way to pay for more expensive items I’ve p...

5
Excellent way to pay for more expensive items I’ve purchased and I don’t need to worry about forgetting my next payment as I always get an update well before my next payments are due so can make sure I’ve got enough funds to cover it. Reviewed on: 6th April 2026

Pleasant experience.

5
No hassle, instant and great user experience. Good communication as to when instalments are due. Easy to use and would use again if needed. I found it overall to be a pleasant experience. Reviewed on: 6th April 2026

I find it very convenient to use

5
I find it very convenient to use Reviewed on: 6th April 2026

Trust app ever

5
Trusty app ever, I am using it for more than 10 years Reviewed on: 6th April 2026

I like it.

5
Paypal pay in 3 is very convenient and useful. I like using it. Reviewed on: 6th April 2026

pay pal no worries

5
Takes all the worries away when buying on the internet, and always feels the safest way when spending money Reviewed on: 6th April 2026

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