Write a review

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (49097 reviews)

View other PayPal products

4.93

Based on 49,097 reviews, last reviewed 11th May 2026

2522600% increase in 5 star reviews

in the past 90 days

4900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I used a lot of apps but this is by far one of ten b... I used a lot of apps but this is by far one of ten best secure apps to use Reviewed on: 11th May 2026

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (49097)

Easy and quick to do,no more hassle than clicking pay

Easy and quick to do,no more hassle than clicking pay Reviewed on: 6th April 2026

I use PayPal for all my shopping needs

I use PayPal for all my shopping online if ever I have an issue with an order not arriving or any other reason PayPal has given me my refund straight away. Reviewed on: 6th April 2026

Pay in 3 excellent way to spread cost

I have used pay in 3 several times find it an excellent way to spread spending. Always get notified when due would highly recommend its use. Certainly helps when working on a budget. A very safe and secure way to buy on line Reviewed on: 6th April 2026

great for arranging 0% Credit to split initial cost...

great for arranging 0% Credit to split initial cost of purchases. Really easy to set up and pay off! Reviewed on: 6th April 2026

I find PayPal safe and easy to use, never had any is...

I find PayPal safe and easy to use, never had any issues at all, makes life so easier when you can spread the cost Reviewed on: 6th April 2026

Excellent way to spread payments without interest ad...

Excellent way to spread payments without interest added, great customer service satisfaction, they listen to your needs and give you the best outcome, easy and fast to get a refund and now you can earn points which can be turned into money and used to buy goods or get it put into your account, no questions asked. Reviewed on: 6th April 2026

It is a convenient one.

It is a convenient one. That's a credit to providing credit. Reviewed on: 6th April 2026

Excellent service.

I'm so glad I have PayPal pay in 3 as something there isn't enough money to treat myself to something I really like and by having PayPal pay in 3 it let's me you pay it over 3 months. Without this there would be many times I would have gone without. Reviewed on: 6th April 2026

Spread yhe cost

Veey easy to set up and is accepted on more and more places it also soreads the cost with no charge Reviewed on: 6th April 2026

Trusted in a Click

I have had a consistently excellent experience with PayPal. The platform is easy to use, payments are quick and reliable, and I always feel confident that my transactions are secure. Customer support has been helpful whenever I have needed assistance, and the added buyer protection gives real peace of mind. Overall it is a dependable and convenient service that I would happily recommend. Reviewed on: 6th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy now pay later
from Payl8r 4.89 from 4218 reviews
Retail finance
from Buyline 4.50 from 14 reviews
Buy Now Pay Later
from Etika 4.78 from 663 reviews

Want to see more from PayPal?

Payments
from PayPal 4.91 from 3710 reviews
Credit card
from PayPal 4.90 from 81 reviews
PayPal Credit
from PayPal 4.90 from 103903 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub