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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (49138 reviews)

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4.93

Based on 49,138 reviews, last reviewed 11th May 2026

2526500% increase in 5 star reviews

in the past 90 days

4900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Been using PayPal for years! Been using PayPal for years! Never had any problems and I feel safer using PayPal to pay. Reviewed on: 11th May 2026

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (49138)

Seamless Shopping & Perfect Budgeting!

I’ve been using PayPal’s "Pay in 3" for a while now, and it has completely changed how I manage my monthly spending. It’s incredibly easy to use at checkout, and the automatic interest-free installments make larger purchases feel much more manageable without any hidden fees. Highly recommended for anyone looking for a flexible and secure way to shop! Reviewed on: 6th April 2026

My little helper !

I rely on PayPal to help with my online banking for peace of mind and as a tool to manage my financial affairs and provide access to easy payment options. Reviewed on: 6th April 2026

PayPal is my go to payment method.

I use PayPal & PayPal credit most of the time when I order online. I like the peace of mind it gives me @ the secure online payment is second to none. The interest rates are better than other credit options. Reviewed on: 6th April 2026

Needed new clothes for my new job, couldn’t afford i...

Needed new clothes for my new job, couldn’t afford it upfront, the payment plant really helped me settle into a new job without being embarrassed about my clothes, or ask for loans. Reviewed on: 6th April 2026

Very easy to use, no complaints.

Very easy to use, no complaints. a good option for spreading payments with no fee. Reviewed on: 6th April 2026

Never had any problems with transactions

Never had any problems with transactions Reviewed on: 6th April 2026

Easy and fast payment for all your needs

Easy and fast payment for all your needs Reviewed on: 6th April 2026

PayPal is a safe way to send and receive money, and...

PayPal is a safe way to send and receive money, and perfect for pay in 3 when payday is far away Reviewed on: 6th April 2026

SECURITY PERSONIFIED

PayPal gives me absolute confidence in paying anyone around the world. They have retrieved illegal debits from my accounts. Reviewed on: 6th April 2026

10yrs of Magic super company

My experience with PayPal and I’ve had more than 10yrs is that this company is top top class best for finance. I would tell all my friends to join you will not be disappointed. Reviewed on: 6th April 2026

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