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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (51165 reviews)

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4.93

Based on 51,165 reviews, last reviewed 15th May 2026

2717300% increase in 5 star reviews

in the past 90 days

5200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No problems always good shopping experience No problems always good shopping experience Reviewed on: 15th May 2026

Latest lowest rating:

1

My account was hacked and the link card was compromised My account was hacked and the link card was compromised Reviewed on: 14th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (51165)

Helps when is best to take it easy

Quiet simple I would likely use pay in 3 when available. It’s a quick instalment option that you wouldn’t assume possible in certain situations and it helps spread out the purchase even if you can pay in full but don’t want to bulk it in. Reviewed on: 6th April 2026

Great service easy to use.

Great service easy to use. Various ways to pay, easy to view in app Reviewed on: 6th April 2026

Always good service - easy to use and would highly r...

Always good service - easy to use and would highly recommend Reviewed on: 6th April 2026

Trust and secure

I use PayPal for a few years now and I'm very pleased with the service. I trust the site and I used very often. Reviewed on: 6th April 2026

PayPal Pay in 3 for affordable shopping & peace of mind

I regularly use PayPal Pay in 3. It’s very convenient, affordable, and i can pay it off early if i wish to and no extra cost above the price of the item bought. I usually use it for online payments i need to be protected. PayPal offers that peace of mind. Reviewed on: 6th April 2026

Brilliant news offer by PayPal

I was actually surprised by the 'Pay in 3' offer but I accepted it several times. It comes very handy when you want to buy i.e. a piece of furniture or a new laptop! Reviewed on: 6th April 2026

it gives so many opportunities for purchases I would...

it gives so many opportunities for purchases I wouldn't otherwise be able to make Reviewed on: 6th April 2026

PayPal a must have to utilise your purchases.

The advisor was very professional in the manner he dealt my query. Reviewed on: 6th April 2026

Fast response.

Fast response. Accessible customer service Reviewed on: 6th April 2026

Have recommended to friends, great service.

I've never had any problems with PayPal Pay in 3, and I like that there is an option to pay the whole fee whenever you like. Also the ease of selecting Pay In 3 through the PayPal app after selecting PayPal at the checkout. No complaints and I use it regularly, have recommended to friends. Reviewed on: 6th April 2026

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