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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (51526 reviews)

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4.93

Based on 51,526 reviews, last reviewed 17th May 2026

2750600% increase in 5 star reviews

in the past 90 days

5300% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

good experience, I like PayPal. good experience, I like PayPal. good experience, I like PayPal. good experience, I like PayPal. good experience, I like PayPal. good experience, I lik... Read more Reviewed on: 17th May 2026

Latest lowest rating:

2

Doesn’t Value Customer Loyalty Had a house fire in 2024 the day after I did food shopping using my pay 3. I didn’t even get to eat the food, I had just came out of the hospital and ... Read more Reviewed on: 16th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (51526)

I have had great customer service assistance on seve...

I have had great customer service assistance on several occasions and have received fast refunds from several merchants. Also I use the pay later option, or payment in installments and that means a lot to a single parent. Reviewed on: 6th April 2026

PayPal: Pay in 3 keeps things affordable for me

I use PayPal: Pay in 3 very often as it gives me the flexibility to make larger purchases in smaller, spread out payments that makes things a lot more affordable to me, as someone who earns just over minimum wage. Reviewed on: 6th April 2026

Easiest way to pay for online shopping

Easiest way to pay for online shopping Reviewed on: 6th April 2026

Easy payment options

Always easy to use for payment options Reviewed on: 6th April 2026

Great way to spread the cost of purchases

Great way to spread the cost of purchases Reviewed on: 6th April 2026

Manageable

Breaks down that large payment into sums you don’t think about Reviewed on: 6th April 2026

Very good company, nice and easy to use

Very good company, nice and easy to use Reviewed on: 6th April 2026

Revolutionary

I’ve only recently started using pay in three and it is amazing as it spreads my costs out, especially when costs are expensive like big hotel trips. It revolutionised the way I’ve paid for things in the last three months. Reviewed on: 6th April 2026

i bought a ebike and i paid for it with 3 installmen...

i bought a ebike and i paid for it with 3 installments and i found paypal pay in 3 easy to do and see when my next payment was due etc Reviewed on: 6th April 2026

Freedom to pay by installments

I like the freedom to pay by installments but I really like the reminders coming in before payment is due Reviewed on: 6th April 2026

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