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PayPal: Pay in 3 reviews

4.93
Based on 51,090 reviews, last reviewed 15th May 2026
2710000% increase in 5 star reviews
in the past 90 days
5200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Something easy to use and F.O.C Always easy to set up, no charges, often convenient too. What not to like? Reviewed on: 15th May 2026
John W's avatar
John W

Latest lowest rating:

1

My account was hacked and the link card was compromised My account was hacked and the link card was compromised Reviewed on: 14th May 2026
Muhammad A's avatar
Muhammad A

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (51090)

Great buyer protection

5
Few time contacted customer support team to resolve the issue with the seller/merchant Reviewed on: 6th April 2026

Great platform, easy to use and great for credit.

5
Great platform, easy to use and great for credit. Reviewed on: 6th April 2026

Paypal makes transactions so safe and easy.

5
Paypal makes transactions so safe and easy. I always feel safe using paypal and try and get friends and family to set it up if they dont already have it. Reviewed on: 6th April 2026

Charges are not clear

4
I don’t know how much pay pal costs me to use it. also the credit card facility pay in 4 months seems to hit at 3 months. The direct debit pays off the free payments and get hit with charges for smaller amounts. In general charging is no where near clear. The customer should be explained when making pitches how the payments are allocated. Reviewed on: 6th April 2026

Can Trust Paypal .

5
Can always trust PayPal to look after my payments. Reviewed on: 6th April 2026

Lo more than i expected

5
The pay in 3 is brilliant for me. Sending and recieving cash is easy and cheap transfers Reviewed on: 6th April 2026

Great way to pay for big purchases.

5
Great way to pay for big purchases.Fast efficient service. Reviewed on: 6th April 2026

I’ve been using PayPal for around 20 years now.

5
I’ve been using PayPal for around 20 years now. Have made several ‘claims’ in that time. Almost all of them were resolved. Reviewed on: 6th April 2026

Easy to access user friendly clear instructions

5
Easy to access user friendly clear instructions Reviewed on: 6th April 2026

Reassuring to have a world class secure platform wit...

5
Reassuring to have a world class secure platform with proper recourse if ing goes wrong Reviewed on: 6th April 2026

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