Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 50,931 reviews, last reviewed 15th May 2026
2695000% increase in 5 star reviews
in the past 90 days
5200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Secure payment Easy to set account and making purchases. Secure payment Reviewed on: 15th May 2026
William E's avatar
William E

Latest lowest rating:

1

My account was hacked and the link card was compromised My account was hacked and the link card was compromised Reviewed on: 14th May 2026
Muhammad A's avatar
Muhammad A

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (50931)

Safe, and convenient way to pay

5
Great opportunity to pay same amount of money split in 3 payments over period of 3 months instead of one. Feel safe and convenient as well Reviewed on: 6th April 2026

Love the pay in 3 option with PayPal.

5
Love the pay in 3 option with PayPal. Can spread the cost of payments interest free Reviewed on: 6th April 2026

Would recommend to everyone

5
Never had any problems with PayPal, I love using their services! Reviewed on: 6th April 2026

Easy to use but the app is poor quality.

4
Easy to use but the app is poor quality. Reviewed on: 6th April 2026

The dependable one

5
A super aid that you can rely on to support and help navigate through the financial peaks and troughs of your year. Reviewed on: 6th April 2026

A great payment method!

4
Really useful interest free payment methods. A little confusing navigating the app. Have been using this service for many years! Reviewed on: 6th April 2026

PayPal pay in 3 is great and easy to use

5
PayPal pay in 3 is great and easy to set up and use Reviewed on: 6th April 2026

Always use them and highly recommend them.

5
Always use PayPal because they are a safety net to protect you from being scammed. They ensure you are in receipt with what you ordered, and when you aren't, fighting your corner to receive a full refund.Their Pay in Three helps you spread your larger purchases over 3 months interest free. Highly recommend them. Reviewed on: 6th April 2026

PayPal is just so easy and safe

5
PayPal is just so easy to use and most websites support it so I always choose it for security and peace of mind! It helps me get through Christmas and birthdays and I don’t feel pressure from it. It’s easy to send money to friends and family and again I trust it to keep transactions safe and secure. I think the rates are fair. Reviewed on: 6th April 2026

Excellent service and app.

5
Excellent service and app. Great rates and easy to use Reviewed on: 6th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Payments

    from PayPal 4.91 from 3716 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 82 reviews
    PayPal
  • PayPal Credit

    from PayPal 4.90 from 107346 reviews
    PayPal
    View all products