Write a review

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (50579 reviews)

View other PayPal products

4.93

Based on 50,579 reviews, last reviewed 14th May 2026

2661700% increase in 5 star reviews

in the past 90 days

5100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

Its very useful,sometimes when you dont wanna use a... Its very useful,sometimes when you dont wanna use a credit card and make it more secure PayPal is the way Reviewed on: 14th May 2026

Latest lowest rating:

1

Can’t cancel other payments try paying with 3 and it... Can’t cancel other payments try paying with 3 and it won’t let me do it Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (50579)

I use paypal for most of my online purchases.

I use paypal for most of my online purchases. I find the process very fast and secure. Reviewed on: 6th April 2026

Great way of budgeting.

I have been using PayPal for years but have just started using Pay in 3. I find using the Pay in 3 great as it is a brilliant way of budgeting with PayPal doing all the work. Reviewed on: 6th April 2026

Great services and flexible payment

Great services and flexible options short term management for emergency or big purchase making essentials affordable. Wish it didnt affect my credit score paying in 3 as it is a short term loan with 0 interest so it should only affect if you default. Reviewed on: 6th April 2026

gave me a chance to purchase the items I needed and...

gave me a chance to purchase the items I needed and spread the costs. Reviewed on: 6th April 2026

Excellent way to get items you need, without a large...

Excellent way to get items you need, without a large outlay. It's been very helpful for me. Reviewed on: 6th April 2026

Helped me with pay for a new phone

Helped me with pay for a new phone using the pay in 3 option which made the phone affordable for me. Reviewed on: 6th April 2026

Always works well, no complaints at all

Always works well, no complaints at all Reviewed on: 6th April 2026

Secure in using Paypal

Feel totally safe buying products through PayPal as its the safest system and use as often as possible Reviewed on: 6th April 2026

The easiest way to make payments online

PayPal make it incredibly easy to make payments online without having to directly enter you card details, reducing the amount of places their stored and potential for compromise. Additional services such as pay-in-3 help spread the cost of larger purchases without having to pay interest on a credit account. Reviewed on: 6th April 2026

Stressfree payments.

Stressfree payments. Gives one more time to pay & manage one's finances. Reviewed on: 6th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.11 from 34 reviews
Buy Now Pay Later
from Butter 4.50 from 2 reviews
Retail finance
from Buyline 4.50 from 14 reviews

Want to see more from PayPal?

Payments
from PayPal 4.91 from 3715 reviews
Credit card
from PayPal 4.90 from 82 reviews
PayPal Credit
from PayPal 4.90 from 106653 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub