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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (50572 reviews)

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4.93

Based on 50,572 reviews, last reviewed 14th May 2026

2661100% increase in 5 star reviews

in the past 90 days

5100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

No issues really Not really had any major issues had a couple glitches here and there tho Reviewed on: 14th May 2026

Latest lowest rating:

1

Can’t cancel other payments try paying with 3 and it... Can’t cancel other payments try paying with 3 and it won’t let me do it Reviewed on: 12th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (50572)

Easy peasy

Easy affordable payments easy to use Reviewed on: 6th April 2026

Good customer support

Good customer support Safe and reliable service Reviewed on: 6th April 2026

Paypal is easy to use.

Paypal is easy to use. It is quick, easy and simple to make payments on lots of different platforms and shops and it is easy to see how much you have and keep track of ingoings and outgoings. Track in 3 also keeps you up to date the entire time. Reviewed on: 6th April 2026

Trust PayPal for anything, saved me lots of money an...

Trust PayPal for anything, saved me lots of money and gives confidence in financial transaction Reviewed on: 6th April 2026

Always easy to use

Always easy to use and so many retailers allow payment via PayPal Reviewed on: 6th April 2026

Great company

Trust PayPal they always do there best to help you. They give you 4 payments to assist in buying things. I feel I can always depend on them. Reviewed on: 6th April 2026

Simple to use

Just find it easy to use when I need to transfer money Reviewed on: 6th April 2026

Easy set-up, instant decisions & free credit

I've used Pay in 3 on a number of occasions when I wanted to make a reasonably large purchase - for example an urgently-needed £400 printer for my artwork - but preferred the option of three smaller interest-free payments which are easier to manage. The advantage for me is that I don't pay set-up fees, the decision is made by PayPal within seconds, there is no interest to pay and I can spread the cost over three months. As long as you're careful to keep within your monthly "spare income" limit and don't keep loading up with 3-monthly credit all the time this is a great option for occasional purchases. Reviewed on: 6th April 2026

Great and helpful use it all the time couldn’t recom...

Great and helpful use it all the time couldn’t recommend PayPal enough Reviewed on: 6th April 2026

A great way to pay.

A great way to pay. What would I do without PayPal: pay in 3? This option gives me the flexibility to pay for goods and spread the repayment equally over 3 months. Very handy for more expensive items or at Christmas if I have a few things to buy. I can look at the monthly cost and check affordability on my account in PayPal’s app. So easy and convenient. Reviewed on: 6th April 2026

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