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PayPal: Pay in 3 reviews

4.93
Based on 50,554 reviews, last reviewed 13th May 2026
2659500% increase in 5 star reviews
in the past 90 days
5100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

If I've ever had a problem, I trust their advice and... If I've ever had a problem, I trust their advice and know it's secure. Reviewed on: 13th May 2026
Miss C's avatar
Miss C

Latest lowest rating:

1

Can’t cancel other payments try paying with 3 and it... Can’t cancel other payments try paying with 3 and it won’t let me do it Reviewed on: 12th May 2026
Simon B's avatar
Simon B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (50554)

More possibilities to buy when under a budget

5
I don't like credit cards but pay in 3 has been a godsend as it has made it possible to do those extra purchases outside the monthly budget without hesitation or penalties. Reviewed on: 6th April 2026

Easy to use and fast.

5
Easy to use and understand . Very quick to use Reviewed on: 6th April 2026

It’s the best pay in 3 service.

5
It’s the best pay in 3 service. Other providers don’t allow pay in 3 when you use credit acquired through a points scheme but PayPal do Reviewed on: 6th April 2026

Fast easy transactions, very good.

5
Fast easy transactions, very good. Reviewed on: 6th April 2026

A star service

5
Transfers, credit, advice all A star Reviewed on: 6th April 2026

Super easy to use.

5
Super easy to use, no interest, and takes the sting out of bigger purchases. PayPal Pay in 3 just works. Reviewed on: 6th April 2026

Always a good experience and easy to use.

5
Always a good experience and easy to use. Pay in 3 option is really helpful! Reviewed on: 6th April 2026

Always financially positive with all transactions

5
Always financially positive with all transactions Reviewed on: 6th April 2026

Shopping made simple with pay in 3

5
Very easy to use pay in three, convenient, hassle free shopping at your fingertips, interest free shopping made simple. Reviewed on: 6th April 2026

Excellent customer service.

5
Excellent customer service. Very reassuring when a problem arose. Reviewed on: 6th April 2026

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