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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (50542 reviews)

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4.93

Based on 50,542 reviews, last reviewed 13th May 2026

2658400% increase in 5 star reviews

in the past 90 days

5100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Simply Superb I love using PayPal to pay for my goods. Its secure, easy, efficient and if there's any issue's the customer service is fantastic Reviewed on: 13th May 2026

Latest lowest rating:

1

Can’t cancel other payments try paying with 3 and it... Can’t cancel other payments try paying with 3 and it won’t let me do it Reviewed on: 12th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (50542)

Happy with PayPal

Never had any issues with PayPal, anytime payments have failed (merchants side - not PayPals fault) PayPal have always refunded me. Always receive updates about lending payments which helps me better budget Reviewed on: 6th April 2026

Long term PayPal Customer.

I have been using PayPal for a number of years now, as a personal account user and for my business. I highly recommend PayPal. Fast & Easy transactions with the safety of knowing your money is safe. I always recommend to friends, family & customers. Reviewed on: 6th April 2026

PayPal is so easy to use

I use PayPal for so much and it is always safe, easy and reliable Reviewed on: 6th April 2026

It was quick and easy to understand

It was quick and easy to understand Reviewed on: 6th April 2026

PayPal keeps me safe from dodgy transactions

I feel safe with PayPal when purchasing goods they are extremely helpful when I run into problems with sellers. Reviewed on: 6th April 2026

Brilliant

Brilliant product for consumer , I see no border no limits , with expanded payment scope it’s going be even better. The credit facility is also a great advantage for students and young earners Reviewed on: 6th April 2026

Always quick easy payments at a few clicks, love the...

Always quick easy payments at a few clicks, love the pay in 3 option as someone who struggles this really helps me pay for things , it’s very easy to transfer between accounts and not to mention very quick!! Reviewed on: 6th April 2026

Always excellent and safe, recommend every time to a...

Always excellent and safe, recommend every time to avoid scams. helpful in the past with non deliveries and refunds. Reviewed on: 6th April 2026

Loving pay in 3

Using pay in 3 is so simple and easy to use and you get points for every £10 you spend I highly recommend it Reviewed on: 6th April 2026

Love the pay in 3 option to spread the cost of a som...

Love the pay in 3 option to spread the cost of a somewhat unattainable product or service. In my case I was able to purchase tickets to the well kept part of camping at a well known music festival that I’m very much looking forward to enjoying it and it’s thanks to pay in 3! I was able to spread the cost over months salary and I didn’t have to live on rice n beans either :-). It’s a great facility to have in my arsenal and now I’ve paid off my tickets I’m hunting for my next big investment. If anything I could suggest for improvement it would to increase the limit I’d say a good limit would be £2000, in addition pay in 4, 5 and 6 would awesome options. Thanks PayPal, great work! Reviewed on: 6th April 2026

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