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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (49768 reviews)

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4.93

Based on 49,768 reviews, last reviewed 12th May 2026

2586200% increase in 5 star reviews

in the past 90 days

5000% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Flexible easy to use financing I find it helps me balance large purchases and offers flexible and interest free terms. Reviewed on: 12th May 2026

Latest lowest rating:

1

They block me from this service since I do a return... They block me from this service since I do a return ever since they got me collecting points an paying in full but it doesn’t matter as I can pay for ... Read more Reviewed on: 12th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (49768)

An Excellent Service

I use PayPal for as many purchases as I can because I know it is extremely secure and on the very few instances I've had a question PayPal have always been most proactive in answering it to my full satisfaction This is a truly excellent service Reviewed on: 27th June 2025

Being flexible

I am using PayPal in 3 for last couple of years and i am very satisfied.It gives you flexibility Reviewed on: 27th June 2025

I usually use Pay in 3 for more expensive items to e...

I usually use Pay in 3 for more expensive items to ease the shock on my wallet! I've never had any problems whatsoever over the years. For this reason I love Pay in 3 and will continue to use it regularly. Reviewed on: 27th June 2025

Easy to use.

Easy to use, secure, and spreading the repayments over 3 months without any cost. So long as you make the payments, great communication. Reviewed on: 27th June 2025

Great!!!

Friendly and professional customer service. Pay in 3 easy to use and great app layout!! Reviewed on: 27th June 2025

The chance to have it

I am always using pay in 3 when wanting something a lot but there’s not enough money right now in my pocket Reviewed on: 27th June 2025

Would use again

Really helps me purchase items that are costly - sometimes they’re treats but other times they’re essentials like a new hoover to replace a broken one. I can worry less about a big chunk of money going out of my account all at once and instead be more manageable costs Reviewed on: 27th June 2025

Quick and easy

Great to have the option to spread payments for larger purchases that you might be expecting Reviewed on: 27th June 2025

Being a very secure way of buying on-line,

Being a very secure way of buying on-line, your bank details are only held by one company, Paying in three helps when you have to purchase an item at a crirical time in your banking month Reviewed on: 27th June 2025

Pay in 3 help me manage my finances.

Pay in 3 help me manage my finances. My monthly budget is in order because I don't need to pay the whole amount of my purchases. Reviewed on: 27th June 2025

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