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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (49565 reviews)

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4.93

Based on 49,565 reviews, last reviewed 11th May 2026

2567100% increase in 5 star reviews

in the past 90 days

4900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I was able to split my purchase on 3 installments an... I was able to split my purchase on 3 installments and I'm always reminded of my payment before the due date which gets me prepared. Reviewed on: 11th May 2026

Latest lowest rating:

1

not worth. its not not worth. very less amount. should br more limit Reviewed on: 11th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (49565)

Very easy to understand and easy to pay, I love the...

Very easy to understand and easy to pay, I love the fact that you can spread your payments out over the 3 months and you end up with no debts at the end of it .. Reviewed on: 27th June 2025

Very easy to use and has a feel of extra security an...

Very easy to use and has a feel of extra security and flexibility. The pay in 3 is a fabulous idea and i will be using it again Reviewed on: 27th June 2025

Ideal if funds are running low.

If things are a little tight in the purse or wallet department, with too much month left at the end of the money, then PayPal pay in 3 is a simple, convenient and safe way to easily spread your payments from a trust source. All at no extra cost to yourself. Reviewed on: 27th June 2025

Value for money experience

PayPal pay in 3 allows the customer to purchase items that appear expensive by splitting the payments and feeling that the item is less expensive and more affordable. Reviewed on: 27th June 2025

I like using pay in 3 as it allows me to pay over 3...

I like using pay in 3 as it allows me to pay over 3 months rather than all at once Reviewed on: 27th June 2025

Easy payments no hidden fees easy to use

Easy payments no hidden fees easy to use Reviewed on: 27th June 2025

Good experience with customer support. and pay in 3

Good experience with customer support. helpful facility for Pay in 3, where otherwise i wouldnt have brought the items Reviewed on: 27th June 2025

Easy and convenient

I have used Pay in 3 many times. It's an easy way of spreading the cost of a purchase across 2 months (1st payment is immediate, following 2 instalments a month then 2 months later). Payments are by DD so you don't need to remember to make the payment and it is interest free. Reviewed on: 27th June 2025

good start

It suits my needs when funds are shory Reviewed on: 27th June 2025

Pay in 3 is great!!

It’s sometimes difficult to afford to pay for a purchase up front so this really helps. I’m really pleased with this service. I never have any problems with pay in 3. It’s also really easy to use! Reviewed on: 27th June 2025

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