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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (49001 reviews)

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4.93

Based on 49,001 reviews, last reviewed 10th May 2026

2513600% increase in 5 star reviews

in the past 90 days

4900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

feel safe with paypal , been used paypal for all my... feel safe with paypal , been used paypal for all my shopping Reviewed on: 10th May 2026

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (49001)

Helps me manage my finances better

I would have struggled to pay for expensive items in one go due to my finance situation since my divorce. Pay in 3 helps me get the things I want without going into debt and helping me manage my finances better.. Reviewed on: 27th June 2025

Repayment without interest

Using pay in 3 without interest allowed me to buy my children school uniforms. They were ready for school and that's was important for me. The repayment it's easy and taken automatically by direct debit Reviewed on: 27th June 2025

Very easy to use PayPal pay in three

Very easy to use PayPal pay in three Reviewed on: 27th June 2025

I love the safety of using PayPal and flexibility of...

I love the safety of using PayPal and flexibility of repayments Reviewed on: 27th June 2025

Pay in 3 always great.

Pay in 3 always great. Sometimes. Human support isn’t great Reviewed on: 27th June 2025

I've been thankful for the opportunity to spread my...

I've been thankful for the opportunity to spread my costs over weeks and months. Reviewed on: 27th June 2025

They listen, they respond and they make things happen.

They listen, they respond and they make things happen... Reviewed on: 27th June 2025

Paypal in 3 installments

I use paypal fairly regularly. On quite a few occasions i have used pay in 3 instalments on items i could not afford to buy outright. This works well for me and the fact that It is interest free is great and why I choose it. Reviewed on: 27th June 2025

Hassle free way to spread the cost.

Hassle free way to spread the cost. It's doesn't cost anything so why wouldn't you. Reviewed on: 27th June 2025

This was a convenient way to pay for a higher value...

This was a convenient way to pay for a higher value item or just spreadding the cost over a few months helped me to afford the item now rather than having to wait tllI had saved the full value Reviewed on: 27th June 2025

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