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PayPal: Pay in 3 reviews

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4.93
Based on 48,392 reviews, last reviewed 9th May 2026
2456800% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Always used PayPal great to spread the cost Always used PayPal great to spread the cost with no interest Reviewed on: 9th May 2026
Catherine 's avatar
Catherine

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026
Agnes l's avatar
Agnes l
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (48392)

PayPal my Pal

5
Perfect opportunity for spreading the costs and it is affordable Reviewed on: 17th June 2024
Parvin 's avatar
Parvin

Always get reminders when payment is due this helps...

5
Always get reminders when payment is due this helps me to manage my money easier. Reviewed on: 17th June 2024
Labella C's avatar
Labella C

Handy option with no interest!

5
PayPal's Pay in 3 service has been extremely useful to me in helping to make purchases more affordable. As someone who uses PayPal regularly, being able to split the cost over 3 months with no interest is a godsend for pricier purchases. I would recommend it to those purchasing limited-time items or discounted items, as it makes things much more realistically affordable if the price is still quite hefty. It is not a service that I would recommend using too often however, as it is important to remember that repayments can add up. However, as far as interest-free loans go, PayPal's Pay in 3 is a solid option. Reviewed on: 17th June 2024
Stephen W's avatar
Stephen W

Excellent all round - highly recommended

5
Always reliable and fair. Strongly recommended. An essentially part of my daily money management………………………………………………………………… Reviewed on: 17th June 2024
Paul C's avatar
Paul C

Pay in 3 is a great option.

5
Pay in 3 is a great option. I was able to spread a bill into 3 small and affordable payments. Reviewed on: 17th June 2024
Kat's avatar
Kat

Why pay in 3 is a life saver!

5
I’ve been using PayPal for the last few years and I must say my experience has been amazing! Especially the pay in 3 feature has allowed to pay off big purchases over 3 months! And an additional addition to pay in 3 I can a month in advance aswell if I come into some extra money! 10/10 experience! Reviewed on: 17th June 2024
Cerys t's avatar
Cerys t

Paypal pay in 3 instalment helps my finances

5
Paypal pay in 3 instalment helps my finances Reviewed on: 17th June 2024
Omobola's avatar
Omobola

PayPal deals are very good but customer service not...

4
PayPal deals are very good but customer service not great. I'm still finding hard to pay in early my PayPal Credit, however for some reason not going through any of my debit cards and tranzactions rejected by PayPal. Had issues setting up direct debit too. As result, is charging me late fee payments after many transactions rejected, at least 5 every month. Reviewed on: 17th June 2024
M B's avatar
M B

Always easy to use and straightforward process

5
Always easy to use and straightforward process Reviewed on: 17th June 2024
Loretta W's avatar
Loretta W

Happy user

5
Easy to use gives you more time to pay Reviewed on: 17th June 2024
Vicky K's avatar
Vicky K

Review PayPal: Pay in 3 now

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