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PayPal: Pay in 3 reviews

4.93
Based on 48,422 reviews, last reviewed 9th May 2026
2459700% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
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1%
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Latest highest rating:

5

PayPal gives me more secure... PayPal gives me peace of mind and I feel more secure than my bank. Reviewed on: 9th May 2026
Debbie k's avatar
Debbie k

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026
Agnes l's avatar
Agnes l

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (48422)

PayPal pay in 3

5
I love pay in 3 because it help me to buy stuff i don’t have money to pay in full Reviewed on: 17th June 2024

0% interest finance a BIG factor

5
Bought a laptop using 0% interest finance and also bought a games console using pay in 3. PayPal have been great to help me obtain items I wouldn't of been able to afford otherwise this being able to treat myself. Reviewed on: 17th June 2024

Good service but little expensive

4
Good service but little expensive Reviewed on: 17th June 2024

PayPal pay in 3 has really helped me to own things I...

5
PayPal pay in 3 has really helped me to own things I would not have been able to own if I was to buy it outright. It is my go to. One time, a payment fell through and that was my banks fault and PayPal pay in 3 was frozen for my account but it was restored in no time when I made transactions. It is fair and a great way to get things you need but could only afford in 3 months! Love it! Reviewed on: 17th June 2024

How I see the Pay in 3

5
Always available when required and like the zero percent interest on the three month payment scheme allows for better control of what money I have Reviewed on: 17th June 2024

I have been able to buy more things because of pay i...

5
I have been able to buy more things because of pay in three Reviewed on: 17th June 2024

Secure and helpful

5
Secured payments and great options with credit. Reviewed on: 17th June 2024

Pay in 3 is so handy.

5
Pay in 3 is so handy. You literally select it and forget about it and before you know it, you’ve paid it off! Reviewed on: 17th June 2024

Pay in 333

5
I just love pay in 3, helps me manage my finances superbly and enables me to get the things I love with more time to pay❤️ very convenient and credit at my fingertips Reviewed on: 17th June 2024

Excellent system.

5
Excellent system. Eases the pain of a big payment. PayPal make it an effortless system Reviewed on: 17th June 2024

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