Write a review

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (47506 reviews)

View other PayPal products

4.93

Based on 47,506 reviews, last reviewed 7th May 2026

2374900% increase in 5 star reviews

in the past 90 days

4600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

PayPal Pay in 3 makes payments easy PayPal makes it so easy to divide purchases into more affordable monthly payments. I've never had an issue and it's come in handy, especially in emerg... Read more Reviewed on: 7th May 2026

Latest lowest rating:

1

They removed the pay in 3 option from my account due... They removed the pay in 3 option from my account due to them making an error in the payment process and won't reinstate it even though I had multiple ... Read more Reviewed on: 7th May 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (47506)

Happy with Pay in 3

Very easy to use the pay in 3 option. Reviewed on: 16th June 2024

This service has enabled me to purchase heating oil...

This service has enabled me to purchase heating oil when I had none left in my tank and no spare money, being able to spread the cost enabled me to warm my home, I will be forever grateful Reviewed on: 16th June 2024

Easy and convenient to use and set up.

Easy and convenient to use and set up. Helpful reminders when payment is due which I found very helpful as I can be forgetful. Also notification when payments are complete. Reviewed on: 16th June 2024

Paypal is right and trusted

I have been using paypal for such a quite long time, but it has helped me know the right website and the fake one,so well done with your service Reviewed on: 16th June 2024

PayPal is Great, I'd recommend it

Every time I've used PayPal, I've had an easy and efficient time. The customer service is great - they've resolved issues for me and given me advice on many occasions. Overall, I'd recommend PayPal to any of my friends if they didn't already use it. Reviewed on: 16th June 2024

Pay in 3 is very convenient and aligning paypal with...

Pay in 3 is very convenient and aligning paypal with other providers like klarna. Used it couple of time and would like to see this options more. Reviewed on: 16th June 2024

Easy to use, 100% reliable

Easy to use, 100% reliable and they helped me enormously with a payment dispute. Pay in 3 is a fantastic way to spread cost without interest. Reviewed on: 16th June 2024

Pay in 3 amazing for things you can get at once

Pay in 3 comes in handy for items you can't afford in one go. I use fit for everything from clothes to food shopping .I like that you can pay it off early and honestly only buy from common that accept PayPal. I would maybe advertise it a bit more because I often tell friends about it and they don't know they have that option Reviewed on: 16th June 2024

Absolutely love pay in 3.

Absolutely love pay in 3. Takes of stress for paying all amount at once. Easy way to treat your loved ones Reviewed on: 16th June 2024

Worry free purchases

Really helps to purchase goods without the worry of finding all the money at once. Spreading the cost into 3 easy payments its quick and simple. Easy to pay and the reminders and breakdown on each transaction really helps to keep track of out goings. Reviewed on: 15th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from PayItMonthly 4.91 from 246 reviews
Klarna card
from Klarna 4.29 from 3 reviews
Buy now pay later
from Payl8r 4.89 from 4218 reviews

Want to see more from PayPal?

Payments
from PayPal 4.91 from 3708 reviews
Credit card
from PayPal 4.90 from 80 reviews
PayPal Credit
from PayPal 4.90 from 100870 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub