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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (43186 reviews)

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4.93

Based on 43,186 reviews, last reviewed 5th May 2026

1964100% increase in 5 star reviews

in the past 90 days

3600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Pay in 3 is easy and convenient and I am able to sav... Pay in 3 is easy and convenient and I am able to save more due to spreading the cost on things it’s perfect. Reviewed on: 5th May 2026

Latest lowest rating:

2

Can't use it againe Well I was allowed to use the PayPal 3 only twice for 2 purchases and now I can't use it again.When I was asked why I was told that they couldn't give... Read more Reviewed on: 5th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (43186)

Excellent to spread costs and make payments affordable.

Excellent to spread costs and make payments affordable. Reviewed on: 10th June 2024

Pay in 3 Review

I recently completed a purchase with Pay in 3, and I am pleased with how smoothly the process went. Here are my thoughts on the experience: Convenience: The Pay in 3 payment plan was incredibly convenient. Spreading the cost over three payments made it much easier to manage my budget without feeling overwhelmed by a large one-time expense. Clarity: The terms of the payment plan were clearly outlined from the start. I appreciated the transparency regarding the payment schedule, due dates, and any associated fees. This clarity helped me plan accordingly and avoid any surprises. Communication: Throughout the process, the company provided timely reminders and updates. These reminders were helpful in ensuring I made my payments on time and stayed on track. Flexibility: The payment plan offered a good balance between flexibility and structure. I felt supported by the company and appreciated their willingness to accommodate my needs. Overall Satisfaction: Completing the Pay in 3 payment plan was a stress-free experience. It provided the financial flexibility I needed, and I would definitely consider using a similar plan for future purchases. Overall, I am very satisfied with how the Pay in 3 payment plan worked out. It made a significant purchase more manageable and was handled professionally throughout the process. Reviewed on: 10th June 2024

Love paypal have been a customer for many years now...

Love paypal have been a customer for many years now and never had an issue with it Reviewed on: 10th June 2024

Always top notch,sorts problems straight away

Always top notch,sorts problems straight away Reviewed on: 10th June 2024

Great option for making payments

Wanted to buy something but it was too expensive to pay at once . Buy paying in 3 installement it made my monthly bills flow swiftly. Reviewed on: 10th June 2024

I use it regularly to spread the cost of payments

I use it regularly to spread the cost of payments Reviewed on: 10th June 2024

Allows to spread costs easily, if available

Allows to spread costs easily, if available Reviewed on: 10th June 2024

Highly recommend pay in 3

Pay in 3 option makes buying more affordable and so quick and easy Reviewed on: 10th June 2024

Highly recommend.

Convenient, quick and easy to set up :) Quality customer service, easy to navigate. Reviewed on: 10th June 2024

I’ve always had good experience with using PayPal

I’ve always had good experience with using PayPal Reviewed on: 10th June 2024

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