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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (43196 reviews)

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4.93

Based on 43,196 reviews, last reviewed 5th May 2026

1965100% increase in 5 star reviews

in the past 90 days

3600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very straightforward, easy to do and complete text a... Very straightforward, easy to do and complete text and emails all the way and upcoming payments notifications Reviewed on: 5th May 2026

Latest lowest rating:

2

Can't use it againe Well I was allowed to use the PayPal 3 only twice for 2 purchases and now I can't use it again.When I was asked why I was told that they couldn't give... Read more Reviewed on: 5th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (43196)

It makes it easy for me to purchase high value goods...

It makes it easy for me to purchase high value goods spread over a few months and still remain within my limited budget. I like how I can pay it early if I want to. A great system. Reviewed on: 10th June 2024

PayPal has never let me down.

PayPal has never let me down. Pay in 3 is perfect for me Reviewed on: 10th June 2024

Best ever best thing pay pal credit helps me to purc...

Best ever best thing pay pal credit helps me to purchase items I can’t afford to pay at once Reviewed on: 10th June 2024

No other online payment method has surpassed PayPal...

No other online payment method has surpassed PayPal with security so all good Reviewed on: 10th June 2024

I have always had a good experience when using paypa...

I have always had a good experience when using paypal and the pay in three is very useful when paying for things that have broken and need replacement. I always recommend paypal and will continue to do so. Reviewed on: 10th June 2024

Not easy to get help for a query

Not easy to get help for a query Reviewed on: 10th June 2024

PayPal make online purchases easy and secure.

PayPal make online purchases easy and secure. Love the flexibility Pay in 3 offers, having the option to spread the cost of larger purchases is brilliant. Reviewed on: 10th June 2024

Have used Pay in 3 several times

Have used Pay in 3 several times and find it an easy no-fuss and no-risk way to spread out payments. Reviewed on: 10th June 2024

very useful for emergency large purchases.

very useful for emergency large purchases. Another good feature is that you can only have three purchases at a time so things don't get out of control Reviewed on: 10th June 2024

Good for budgeting.

Good for budgeting. Great service. Would recommend to anyone. Easy to set up and understand. Reviewed on: 10th June 2024

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