Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 41,760 reviews, last reviewed 1st May 2026
1832000% increase in 5 star reviews
in the past 90 days
3400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service to date . Good service to date . Happy customer and will continue to use and value Reviewed on: 1st May 2026
sarah colbourne's avatar
sarah colbourne

Latest lowest rating:

2

Payment failed twice, which withheld funds My payment failed twice, and because of the holding amount being the full value of the first month, my payment didn't happen, but the money was taken ... Read more Reviewed on: 1st May 2026
Josh W's avatar
Josh W

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (41760)

Pay in 3 excellent choice!

5
Pay in 3 is an excellent option to select if you are in a budget and need to split your payments. And what is best it’s interest free! Reviewed on: 7th June 2024

Easy to use service that helps to spread costs!

5
Easy to use service that helps to spread costs without exploitative interest rates. Reviewed on: 7th June 2024

It so easy to pay back and it give me...

5
It so easy to pay back and it give me time to pay Reviewed on: 7th June 2024

So easy to use and great communication

5
So easy to use and great communication Reviewed on: 7th June 2024

Pay in 3 or less

5
I always use paypal for garden supplies but the pay in 3 option meant that I could do more with the funds I had available at the time..plus the option to pay the amount off earlier was brilliant Reviewed on: 7th June 2024

Always easy to use, if ever need help customer servi...

5
Always easy to use, if ever need help customer services are always on hand and extremely helpful, and purchase protection works well as have needed to use it. Reviewed on: 7th June 2024

Unfortunately, I lost out on one bad experience!

5
Unfortunately, I lost out on one bad experience! About £80 lost apart from that I have had a reasonable all round experience.. Reviewed on: 7th June 2024

Save time and money with Pay in 3

5
PayPal has provided an excellent service for years. The Pay in 3 payment system is a great way to divide your payments into three easy monthly payments without hidden fees or interest. I've been using this payment method for over a year now and it is so simple and convenient. Reviewed on: 7th June 2024

Paypal is a great way of paying with great customer...

4
Paypal is a great way of paying with great customer service. Reviewed on: 7th June 2024

It’s been seamless and reliable.

5
It’s been seamless and reliable. Timing is always perfect and I can do all the transactions from the comfort of my home, at my convenience Reviewed on: 7th June 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review